Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V3, Please post according to Format stated.
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 Oct 1 2015, 02:15 PM
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#1
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~ 
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1. Annual Income: RM36K to RM60K
2. Free Lifetime Annual Fee: A Must 3. Card required for: List all your needs. Example Groceries, TNG Petrol, Cash Back/Rebate Only, Utilities AirMiles, Overseas Transactions, Free LCCT Lounge Access vehicle 4. Existing credit cards if any: Maybank2cards 5. Looking at CC from: Maybank Ikhwan |
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Oct 2 2015, 09:58 AM
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#2
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~
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QUOTE(fruitie @ Oct 1 2015, 09:07 PM) Maybank Ikhwan as listed by you. Thanks for this fruitie jie!Add Aeon Gold or/and Aeon Big Gold for PPL. Aeon Gold is good for overseas transactions as it has one of the lowest charges.  |
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Apr 10 2016, 09:19 PM
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#3
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~
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1. Annual Income: RM36K to RM60K
2. Free Lifetime Annual Fee: Open to both must or payable as well. 3. Card required for: UTILITIES (TNB/TM) etc 4. Existing credit cards if any: Maybank2Cards 5. Looking at CC from: anywhere 6. Others: utilities hitting ~1k every month. shiat. |
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Apr 11 2016, 10:39 AM
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#4
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~
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QUOTE(fly126 @ Apr 10 2016, 10:53 PM) UOB Vox ( 5% CB is only for Transaction RM50 and above via UOBPayOnline, Fee Waiver with 1x Swipe/month)... Thanks for this! however, when I look through VOX - it states that it excludes government utilities etc. HLB Wise (No AF Waiver)  For HLB Wise; minimum RM50 per transaction and minimum 10 times per month, so If I have TNB of 550 per month, I will need to swipe it 11 times and at RM50 each to qualify for 10% cash back? if it is possible, it would be great but VERY time-consuming right? There isn't any great utilities card outside then I suppose. |
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Apr 11 2016, 01:29 PM
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#5
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~
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QUOTE(fruitie @ Apr 11 2016, 10:57 AM) Check out first post of UOB thread, we have compiled the list we have tried so far. The keyword is to use UOBPayOnline. Thanks a lot Fruitie! |
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Apr 18 2016, 11:39 AM
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#6
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~
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QUOTE(fruitie @ Apr 16 2016, 09:39 AM) Forget about UOB VOX, just apply PBB Visa Signature and MBB Ikhwan MasterCard. Btw fruitie, quick question; reason for going with PBB visa sig and not Vox is because of the salary bracket range? |
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Oct 10 2016, 10:30 AM
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#7
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~
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1. Annual Income: around 60k
2. Free Lifetime Annual Fee: A Must / Able to waive off 3. Card required for: Uber: Rm150 TNB- above RM 600 Phone Bill - RM 100 max (DiGi) Streamyx: RM 130 Groceries, dining etc: up to rm500 4. Existing credit cards if any (5 cards here looking to cancel some): Maybankard 2 cards Amex Visa, UOB Vox/PrivMiles Aeon Big 5. Looking at CC from: As long as I can get maximum cash back and online purchases |
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