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 Recommendation for Credit Cards V3, Please post according to Format stated.

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ExpZero
post Sep 9 2016, 02:14 PM

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QUOTE(fruitie @ Sep 8 2016, 12:12 AM)
Petrol, groceries - Maybank Ikhwan
Phone bill - CIMB CR using PosOnline
Insurance - General cards like You:nique, SCB Gold (You can find out these cards, I'm not an expert in this area).
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This recommendation very suitable for me as well. What's your recommendation for the following?

1. Annual Income: RM500k

2. Free Lifetime Annual Fee: If available

3. Card required for:Petrol RM500, dining RM1000-RM2,000, grocery RM500, utility RM500, insurance RM6000, travel depend.

4. Existing credit cards if any: WISE, OCBC

5. Looking at CC from: best cash back, don't really like point as I always accidentally ignored it.

6. Others: I can accept more than 1 card recommendation for different category. Previously I'm using WISE for dining, phone and petrol while OCBC for all the others. But since both cards are cutting the T&C, what's your recommendation for me?
ExpZero
post Sep 9 2016, 06:21 PM

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QUOTE(fruitie @ Sep 9 2016, 02:40 PM)
Utilities - CIMB CR using PosOnline
Petrol - Maybank Ikhwan
Travel - Hotel can use CIMB CR
Flight - Probably can try UOB YOLO. It is a new card but should have cash back.
On top of those, can also apply Maybank Ikhwan for groceries and petrol.
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Thanks, thinking maybank Ikhwan with PBB VS, how about insurance, any bank give 1% rebate unlimited?
ExpZero
post Sep 21 2016, 03:04 PM

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QUOTE(iori57 @ Sep 10 2016, 12:45 PM)
Just read the terms.. you forgot to stress the important point that the 15% CB is only if you spend more than RM2500 per month on that card..
If spend less than RM1000, get 0.2% XD, though should be quite easy to spend RM1000 after including insurance, can get 5% not bad smile.gif
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It was all good until I saw the cash back capped at RM85/month.
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