1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Cashback or points for shopping/dining/bills etc.

4. Existing credit cards if any: Maybank Ikhwan Mastercard

5. Looking at CC from: any shariah compliant provider (Islamic/card-I). MBB, CIMB, RHB, HLB are around my location though.

6. Others: Ikhwan MasterCard give 5% CB only for petrol and groceries. I usually pay using CC and maybe can benefit something from my new CC
I use the most for online/offline shopping and dining.