guys, which is the best visa/mastercard in market now?

currently using Amex Maybankcard 2 card also.. should i stop using it? the points value deduction by half really seems like a lot. Then they removed the cashback also - only applies to dining now.

This post has been edited by Davidtcf: Oct 8 2015, 10:18 AM

Ok. As requested:

1. Annual Income: RM50+k

2. Free Lifetime Annual Fee: A Must

3. Card required for: A Visa/Master to accompany my existing Amex Maybank 2 Card. If the points seems like little after 1-2 years of usage I might end up not using it later on (after the stupid points halving this year)

4. Existing credit cards if any: Amex Maybank 2 Card, Aeon Visa (don't like this card due to poor customer service and sucky website - can't change due date of card also.. all credit cards like this? activate already can't change the bill cycle??)

5. Looking at CC from: ?? not sure.

hmmm.. not sure.. if points then make sure need to give a lot of points, with good redeeming system (like maybank prev).. if cashback then if can as high as possible. Either one also ok as long it's strong.

Petrol i use Amex.

the rest i'm thinking to use another card.. coz u know la many merchants nowadays don't accept Amex pun

why u say Amex miserable ah

the points now worth very little is it? 5x still.. but point value halved compare to before May 1st this year the difference a lot ah? sorry my calculation bad

-posted at wrong section-

This post has been edited by Davidtcf: Oct 15 2015, 08:57 AM

HSBC Reward card good? yesterday at pyramid they approached me i hear they explain like very good ony... can't apply for the cash back card as my spending usually less than 2.5k a mth for a card.

so decided to apply for the reward card.. 8X points at mid valley megamall (Any outlets), 5X points at any mall. No annual fee free for life. And it's Visa easily accepted.

15k points can change 1 RM50 Aeon voucher or some other voucher d.. sounds better than Maybank card 40k points for RM50.

This post has been edited by Davidtcf: Dec 7 2015, 08:58 AM

which card do u think is best for cashback? i don't want any ridiculous requirements like minimum spend RM2.5k please... thanks..

Guys I just got my HSBC visa platinum card (the reward card). But recently stumbled across the thread in this forum.. Kinda worried now. Is it a good points card? Scare of annual fee can't waive also later... Anyone got any good/bad experiences with it?