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Recommendation for Credit Cards V3, Please post according to Format stated.
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CSS
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 Mar 1 2016, 12:39 AM
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1. Annual Income: RM100K to RM150K
2. Free Lifetime Annual Fee: -
3. Card required for: List all your needs. AirMiles, Free Plaza Premium Lounge Access
4. Existing credit cards if any: M2C, CIMB CR Plat MC, HLB WISE
5. Looking at CC from: PBB VS, Ambank WMC, mainly looking for good visa signature
6. Others: Actually looking for something that will collect good airmiles/points when used locally for like Rm2-5k transactions that are not under any category e.g. Car repairs, house downpayments, expensive packages etc. Was looking at Maybank VS but they're slashing the PPL tomorrow, seems less worthy. Although it only collects 1xTP.
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CSS
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Mar 1 2016, 09:17 PM
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QUOTE(laymank @ Mar 1 2016, 08:52 AM) You didn't mention if AF is a must. If yes, you are down to Ambank WMC (with conditions) and RHB VS (5X) that allows PPL access. Ambank WMC will have airmiles collection. AF can be either. QUOTE(Devil4life @ Mar 1 2016, 10:51 AM) For Airmiles best would be Maybank2card Premier. No other than that. But there is annual fees involved take note on the spending requirement. QUOTE(fruitie @ Mar 1 2016, 02:24 PM) Maybank 2 Cards Premier needs RM 180k per annum or will need to pledge FD. Yeah, haven't reach that income level, hence the dilemma... Thanks for the suggestions though 👍 How much FD? This post has been edited by CSS: Mar 1 2016, 09:17 PM |
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CSS
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Mar 1 2016, 10:17 PM
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QUOTE(fruitie @ Mar 1 2016, 10:13 PM) Pledge 30k or if you have existing Maybank cards and I saw other forummers just top up your existing credit limit to 30k. Good to know, thanks fruitie! |
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