1. Annual Income: RM60K to RM70K

2. Free Lifetime Annual Fee: A Must (or any good benefits if got annual fee?)

3. Card required for: List all your needs (spending as below)
Petrol - 200 monthly - Petronas/shell
Insurance - 225
Utilities - 200
Groceries - 300
Food - 300
Monthly air ticket expenses: 300
Required : unlimited cashback/ discount / good redemption items using points /

4. Existing credit cards if any: Nil

5. Looking at CC from: any bank

Any good recommendations? Thanks in advance.

Thanks for the recommendations. 😃