Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V3, Please post according to Format stated.
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 Dec 22 2015, 09:09 PM
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Junior Member
48 posts Joined: May 2009 
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Hi all.
Annual income: 60k Current CC: None CC used for: Mainly online purchase and cash rebate for petrol Annual fee: Preferably can waived, if not if can call to waive also can. Thanks |
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Dec 22 2015, 10:15 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart  
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QUOTE(eternity4av @ Dec 22 2015, 06:42 PM) 1. Annual Income: RM36K cimb cr plat2. Free Lifetime Annual Fee: Preferred None or Lowest Possible. 3. Card required for: Recurring [Fuel (Petronas / Petron / Shell), Bill (Unifi, Digi, Celcom), Secure Parking, Real-Debrid, Google Play, Insurance (Every 6 months), Spotify], Installments Plan, Cash Back & Rebates. 4. Existing credit cards if any: MBB 2 Card 5. Looking at CC from: HLB Essential 6. Others: It will be my secondary card. Ikhwan got rejected.  |
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Dec 22 2015, 10:17 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(fykk64 @ Dec 22 2015, 09:09 PM) Hi all. cimb cr platAnnual income: 60k Current CC: None CC used for: Mainly online purchase and cash rebate for petrol Annual fee: Preferably can waived, if not if can call to waive also can. Thanks |
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Dec 22 2015, 10:37 PM
Show posts by this member only | IPv6 | Post
#944
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Senior Member
3,520 posts Joined: Jan 2003
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Guys I just got my HSBC visa platinum card (the reward card). But recently stumbled across the thread in this forum.. Kinda worried now. Is it a good points card? Scare of annual fee can't waive also later... Anyone got any good/bad experiences with it?
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Dec 22 2015, 10:53 PM
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Senior Member
4,232 posts Joined: Apr 2011
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QUOTE(Davidtcf @ Dec 22 2015, 10:37 PM) Guys I just got my HSBC visa platinum card (the reward card). But recently stumbled across the thread in this forum.. Kinda worried now. Is it a good points card? Scare of annual fee can't waive also later... Anyone got any good/bad experiences with it? can't say it is a good or bad card. As long as it meets what you want, it is a good card, right?  spend sometimes to read on, you'll pick up something along the way. |
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Dec 23 2015, 01:25 PM
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Junior Member
18 posts Joined: Nov 2011
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Any other CC have same function as OCBC Platinum? Which is the auto IPP where purchases over a certain amount will automatically be split into 3-6 months depending on amount.
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Dec 24 2015, 06:06 PM
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Junior Member
102 posts Joined: May 2012
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Hi all.
Annual income: 60k Current CC: maybank AMEX, citi cash back CC used for: cash rebate for petrol insurance , utilities payment unifi, tnb, etc. mobile Annual fee: Preferably can waived, if not if can call to waive also can. p/s : if have rebate will be nice ^^ Thanks This post has been edited by eagle008: Dec 24 2015, 06:07 PM |
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Dec 26 2015, 12:25 AM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(eagle008 @ Dec 24 2015, 06:06 PM) Hi all. aeon watami 3% for everything except petrol. min 12x swipes to waive af automatically. important requirement to activate the 3% rebate is to use the cc with min rm3k per quarter. max cb per quarter is rm150 which means a max usage of rm5k per quarter to fully utilise the cb.Annual income: 60k Current CC: maybank AMEX, citi cash back CC used for: cash rebate for petrol insurance , utilities payment unifi, tnb, etc. mobile Annual fee: Preferably can waived, if not if can call to waive also can. p/s : if have rebate will be nice ^^ Thanks |
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Dec 29 2015, 12:25 PM
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Junior Member
198 posts Joined: Apr 2014
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Annual income: 40k Current CC: none CC used for: petrol, any good installment rates cc, maybe some urgent necessities. Annual fee: free/as minimum as possible. Thanks |
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Dec 29 2015, 02:54 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(fin307 @ Dec 29 2015, 12:25 PM) Annual income: 40k mbb ikhwanCurrent CC: none CC used for: petrol, any good installment rates cc, maybe some urgent necessities. Annual fee: free/as minimum as possible. Thanks |
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Dec 29 2015, 03:20 PM
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Junior Member
198 posts Joined: Apr 2014
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QUOTE(victorywp @ Dec 29 2015, 02:54 PM) mbb ikhwan thanks for the fast response. May I know is it a hassle to apply maybank card for first timer? and from diff bank. cause my salary is using cimb bank. |
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Dec 29 2015, 03:34 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(fin307 @ Dec 29 2015, 03:20 PM) thanks for the fast response. do you have any existing cc or loan at the moment?May I know is it a hassle to apply maybank card for first timer? and from diff bank. cause my salary is using cimb bank. |
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Dec 29 2015, 04:31 PM
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Junior Member
198 posts Joined: Apr 2014
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QUOTE(victorywp @ Dec 29 2015, 03:34 PM) do you have any existing cc or loan at the moment? nope. none. |
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Dec 29 2015, 05:31 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(fin307 @ Dec 29 2015, 04:31 PM) nope. none. how many months you have been working there already? is it a mnc company or public listed company? |
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Dec 29 2015, 06:57 PM
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Junior Member
198 posts Joined: Apr 2014
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QUOTE(victorywp @ Dec 29 2015, 05:31 PM) how many months you have been working there already? is it a mnc company or public listed company? mnc company. been working for 2 months plus. |
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Dec 29 2015, 07:22 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(fin307 @ Dec 29 2015, 06:57 PM) mnc company. been working for 2 months plus. after you get all your 3 months payslips you may apply without any issue.  |
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Dec 29 2015, 07:45 PM
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Junior Member
198 posts Joined: Apr 2014
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QUOTE(victorywp @ Dec 29 2015, 07:22 PM) after you get all your 3 months payslips you may apply without any issue. yeahhh been waiting for the time! thankss |
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Dec 31 2015, 09:21 AM
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Senior Member
1,061 posts Joined: Feb 2006 From: Out of Service 
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QUOTE(ableze_joepardy @ Nov 27 2015, 04:44 PM) 1. Annual Income: RM100K to RM150K 2. Free Lifetime Annual Fee: A Must 3. Card required for: Misc spending other than petrol/groceries/bills/dining/utilities 4. Existing credit cards if any: HLB Wise / PB Visa Signature / Maybank2kad 5. Looking at CC from: any 6. Others: I want a card for misc spending other than petrol/groceries/bills as covered by HLB wise & PBB VS which can beat Maybank2kad AMEX /Visa. actually i want a better reward to replace Maybank2kad QUOTE(fruitie @ Nov 27 2015, 05:25 PM) Aeon Watami. watami need to spend min 3k per quarter. after max out HLB wise & PB VS (~ 1800 per month) dont have spending power to swipe another 1k per month average.3% cash back, maximum RM 150 per quarter. All spending except for Petrol. |
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Dec 31 2015, 09:53 AM
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Junior Member
103 posts Joined: Jun 2015
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QUOTE(ableze_joepardy @ Dec 31 2015, 09:21 AM) watami need to spend min 3k per quarter. after max out HLB wise & PB VS (~ 1800 per month) dont have spending power to swipe another 1k per month average. HLB Essential 1% cashback unlimited for all spendings except petrol, min spending per mth to entitle cashback is RM100. Note that the rounding mechanism is similar to HLB Wise. Personally I tagged my monthly insurance to it and has never failed to obtained 1% cashback from it. |
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Jan 1 2016, 11:46 AM
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Junior Member
100 posts Joined: Jan 2011
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Annual income: 35k
Current CC: nope CC used for: mainly for petrol. Annual fee: free if possible thanks~ |
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