my salary inside public bank. but i still have maybank. i dont know about pbb cc features.

Read from their pages. Actually no harm applying from any bank la.
I have all sorts of banks cards but my first card was from CIMB though my salary credit bank is Maybank.

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, TnG

4. Existing credit cards if any: CIMB Petronas and Maybank 2 Card

5. Looking at CC from:

6. Others: I want to balance transfer from my cards to this new card and terminate either 1 of my card.

Thanks.

I heard got a HSBC card with 8% CB on petrol. Anyone got additional info on that?

It's Amanah MPower Platinum credit card. Refer here https://sp.hsbc.com.my/mplat

Petrol, Groceries Spend CB Criteria:
2% cash back for spend below RM2000
8% cash back for spend RM2000 and above

https://sp.hsbc.com.my/microsites/mplat-int...ashback_tnc.pdf

This post has been edited by fly126: Aug 15 2016, 09:09 PM

So that's the catch then.

Hi guys, need some recommendation here.. is there any cc that gives cash back for electronic purchase (i.e smartphone)?

Many...
SCB Cash Back Gold, HLB Essential, HLB Fortune, Alliance You: nique, OCBC 365, HLB Mach.

This post has been edited by fly126: Aug 17 2016, 03:52 PM

just realised i got a SCB cash back gold card...haha.. alright will utilise the cap of RM 50 then

Need some advice, many thanks!

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: Prefer (depends on how good is the cashback)

3. Card required for: Petrol (RM200), Groceries (RM1000), Online Shopping (RM50-100)

4. Existing credit cards if any: Maybank 2 card Visa (been using it for more than 10 years, since many auto transaction using it, thus just remain)

UOB One Platinum Card : Annual Fee RM168, plan to replace this

5. Looking at CC from: Hong Leong Wise card since cashback is good, but no reward point at all. Wondering if there's any other card cashback+reward will be better than 10%?

6. Others: For now asking for this first as my daily card. next time maybe will need another card for large spending (buying furniture and stuff), but will ask again next time

This post has been edited by neo_6053: Aug 17 2016, 05:07 PM

MBB Ikhwan MasterCard: 5% cash back for Petrol, Groceries Spend on Fri/Sat.
HLB Essential- General usage CC
HLB Wise - need to spend 10x RM50 to "Active" 10% CB, also No AF Waiver

This post has been edited by fly126: Aug 18 2016, 04:47 PM

Need some advice, many thanks ya!

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, TnG, Online Shopping(Lazada/11 street)

4. Existing credit cards if any: NIL

5. Looking at CC from: NIL (Wondering if there's any other card cashback+reward)

6. Others: Finding my first CC card(just want to buy mobile phone with installment plan)

Thanks.

I am sorry, may I know what is the real benefit of UOB VOX card?

And what do you guys think about CIMB Cash Rebate Platinum?

This post has been edited by MasBoleh!: Aug 18 2016, 03:11 AM

CIMB Cash Rebate Mastercard vs UOB Vox
https://forum.lowyat.net/index.php?showtopi...post&p=80786662
Pls, Refer to Post #2018

Courtesy of fruitie

This post has been edited by fly126: Aug 18 2016, 09:53 AM

Unfortunately UOB VOX's benefits will be ceased soon, rumour says 1st Oct.

1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: A Must (or any good benefits if got annual fee?)

3. Card required for: List all your needs (spending as below)
Petrol - 200 monthly - Petronas
Insurance - 200
Utilities - 200
Groceries - 100
TnG - 100
Food - 300-400
Required : unlimited cashback/ discount / good redemption items using points /

4. Existing credit cards if any: Nil
5. Looking at CC from: any
6. Others: giving family 1k monthly

CIMB Cash Rebate Platinum MasterCard (Petrol, Groceries, Online, Utilities) or Maybank Ikhwan Mastercard (Petrol, Groceries)
HLB Mach (Food / Dining)

I see. Thank you so much.

Seem like the current best cash back card for fresh graduate like me is Maybank Ikhwan card.

You can count on CIMB Cash Rebate Mastercard, becos it also a Lifetime Fee Waiver CC

This post has been edited by fly126: Aug 19 2016, 01:49 AM