1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: A Must

3. Card required for:  Free PPL Lounge Access , 5% online cash back(to replace uob vox card)

4. Existing credit cards if any: UOB ONE CARD PLAT,UOB VOX CARD,CITI CASH BACK,CITI REWARD PLAT,AMBANK CARZ,AMBANK VISA PLAT

5. Looking at CC from: -

6. Others: -

Thanks so much for the details. Just finish reading it.
Compare with CIMB Cash Rewards, I think ambank is not so generous.
Haha.. when you ffirst say 3%... I thought is something similar like WATAMI    but then only realize apply for limited online transaction.

Any reason you want to replace UOB Vox? Use it once per statement month and you can easily get waived. So far other online cashback cards include CIMB CR (5%), PBB Visa Signature (6%), Ambank True Visa(3%) and Aeon Big Visa (2% + Free PPL access 6x per year)

I heard got a HSBC card with 8% CB on petrol. Anyone got additional info on that?

HLB Essential : unlimited 1% for spending > 1%

Can we use Essential card to pay PTPTN at PTPTN office and still get cashback ?
ANyone can confirm this. Thanks.