It seems the HLB Wise Gold is back.
I'm still reluctant to apply this card because I cannot achieve what it requires.

Hi,

All the sifus..i need to know whether taobao is consider online transaction? And i would like to know what is the card good for overseas transaction..i.e i just need to do taobao purchase with amounted RM 5K+ per month in RMB..

Hi,

All the sifus..i need to know whether taobao is consider online transaction? And i would like to know what is the card good for overseas transaction..i.e i just need to do taobao purchase with amounted RM 5K+ per month in RMB..

I'm looking for a card for my wife. I already have MBB 2 Cards and currently thinking if I should opt for a supplementary card or apply a new card.

1. Annual Income: Around RM48k (income of wife)

2. Free Lifetime Annual Fee: Yes!

3. Card required for:
- 70% Petrol
- 20% Touch N Go
- 10% Online Purchases

4. Existing credit cards if any: None. However, me (as her husband) is having MBB 2 Cards

5. Looking at CC from: Any

6. Others: None

Thanks!

I am looking for CC, please advice (I am foreigner)

1. Annual Income: RM 74K

2. Free Lifetime Annual Fee: Yes/auto-waive with minimal swipes

3. Card required for: List all your needs
Groceries          : 500
Utilities(water/electric/internet) : 250
Petrol          : 300
Phone Bill        : 150
etc          : 300


4. Existing credit cards if any: nope

5. Looking at CC from: Maybank or will consider others depend on benefit given

1. Annual Income: Around RM24k

2. Free Lifetime Annual Fee: Yes/No (if no below rm150)

3. Card required for:
- Petrol
- Bills
- Online or electronic purchase

4. Existing credit cards if any: None

5. Looking at CC from: Hong Leong Wise, CIMB gold

6. Others: i. I'm looking for flexi payment with 0% or low interest.
                ii. Offers cashback
              iii. 0% or below 3% balance transfer facility for 36/24months
              iv. im getting 2 cards. 1 for the buying, and another for BT.

however i have a question. if i want to use the BT facility, do i need a card of that bank or i can just simply call and apply?

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: List all your needs
TM & TNB & Syabas & Astro - 150-300
Groceries - 400
Dining - 200-400
Petrol - 300
Retails - 100-500

4. Existing credit cards if any: Maybankard2card, HLB Essential

5. Looking at CC from: Any

6. Others: Must have cash back.

you may pledge fd to get hlb wise.

if not mistaken, someone mentioned that taobao is under grocery category instead.

How much FD for Wise? Thanks.

If anyone here is frustrated for not being granted a WISE after few applications, the officer in HLB Damansara told me that a simple pledge of 3k would get you any HLB CC

Just in case anyone wants to WISE away but did not get approval.

Cheers.

  if taobao under grocery, i can use UOB test first.

.=
Got a question for Hong Leong Bank Essential Visa. does it include any kind of expenditure? Like pay for insurance for example, can get 1% rebate?

1. Annual Income: RM60K

2. Free Lifetime Annual Fee: Yes/waiveable

3. Card required for: List all your needs
Online purchases - 100-500
mobile 300
petrol 300-400
food 200
shopping

Priority on cashback

4. Existing credit cards if any: m2card gold, cimb cash back

5. Looking at CC from: uob1 card, maybank islamic ikhwan

any recommandation for me？