1. Annual Income: 60k - 80k

2. Free Lifetime Annual Fee: Yes/Minimum swipes

3. Card required for: (i) Cash Back/Petrol
                              (ii) Pay Online for Bills, Utilities, House Installment, Insurance
                              (iii) Plan to buy furniture & home appliances (via EPP) + do renovation for new house at end of this year
                              (iv) Others online/ normal transactions (dining, shopping etc)

4. Existing credit cards if any: Maybank Ikhwan Mastercard

5. Looking at CC from: Any (Islamic)

6. Others: Cash Back/Rebate/Points

What is the best credit card (cash back) for Petrol?
Thanks.

MBB Ikhwan Mastercard, UOB One Card, Citibank CB Card

MBB Ikhwan Mastercard, UOB One Card, Citibank CB Card

Thanks for the info..appreciate that

since u didnt mention income requirements, just card features, addon to above...

1) hlb wise 10%
2) mbb visa signature 5%

read thru each card's features and cb requirements... see if it suits your spending behavior...  :thumbsup:

1. Annual Income: P&C

2. Free Lifetime Annual Fee: Doesn't matter

3. Card required for: (i) Pay Online for Bills, Utilities Mainly TNB and TIME.com

4. Existing credit cards if any: UOB One and VOX

5. Looking at CC from: Any

6. Others: Cash Back

So I've got averagely around RM10k of utility bills to settle across many various property. I'm aware UOB VOX payonline do give some cash back on paying your TNB bills through their platform, just wondering if there are any better deals out there. Thanks in advance.

PBB Visa Signature.

Minimum income RM100k/annum and maximum rebate RM60 per month, equivalent to RM1000 spend?

Minimum income RM100k/annum and maximum rebate RM60 per month, equivalent to RM1000 spend?

Erm, it is RM 50 of 6%. Cost effectiveness is spend RM 833.33 can get RM 60.

cb already revised to rm50 max per month, translates to rm833.33 spending.

perhaps you could detailed out the rm10k utility bill spending? all tnb? water?

Majority is TNB which is around RM10k/month which is quite massive and prior to this we did not do any cash back just pay normally. But bear in mind it is a few dozen properties. Water bills are very minor, probably few hundred at most.

So, 1 credit card under 1 name are entitled to only RM50 cash back/month. I'll need around 12 different accounts? 

RM50, right?

1. Annual Income: 30 K

2. Free Lifetime Annual Fee: YES! no annual fees

3. Card required for: (i) Pay online utilities billls ( TNB, Unifi , Syabas)
                              (ii) Pay phone + broadband bills ( total of rm140 )
                            (iii) Petrol (rm50 per pump x 4 monthly)

4. Existing credit cards if any: none

5. Looking at CC from: Maybank 2 Gold Card

6. Others: Main target to collect points and cashback
tq sifus

UOB VOX for your utilities bills and phone/Internet bills.
Maybank Ikhwan MasterCard for petrol.

UOB VOX has monthly charges but can be easily waived with just one transaction (any amount) per month. However, only RM 50 and above per transaction will get cash back.

Maybank Ikhwan is free AF but cash back for petrol and groceries only on Fridays and Saturdays.

thanks for your advice.

May i know if UOB VOX has AF?

It doesn't have AF but it has monthly charges of RM 6, can be waived if you use once every statement cycle for any amount.