Care to elaborate? Would love to know if I should get a replacement for it.

He was just complaining that they call him to offer but in the end reject him.

Not applicable to those who already have the card (or who successfully apply). He just letting of steam in the wrong thread.

Yah, they are calling to offer their asshole to me

Behave your language.
It is just your personal problem with them, others don't have.

Appreciate your input.

1. Annual Income: RM100k

2. Free Lifetime Annual Fee: either this, or waived with monthly swipes.

3. Card required for: Groceries, International usage, petrol

4. Existing credit cards if any: CIMB Platinum

5. Looking at CC from: Any

6. Others: prefer something with enrich points, only thing i seem to utilize.

Thank you.

Public Bank Visa Signature
Ambank WorldMaster card

Maybank VS for groceries and petrol. 5% cash rebate is more direct than enrich points i guess?

Convert your CIMB Plat. to CIMB Cash Rebate Mastercard to enjoy Cash Back from Petrol, Groceries + Apply Ambank World Mastercard to Earn Air-miles.

anyone know of any cc that will give certain amount of % for first swipe?
I know ambank is giving 10% cash back on first month transaction...

1. Annual Income: RM60K. Willing to accept card with lower credit limit, as long as the benefits from the card are worthy.

2. Free Lifetime Annual Fee: Preferable. Card with annual fee can be acceptable, if the annual fee can be offset with the card benefits.

3. Card required for: Dining. Occasional purchase of pharmacy (in Caring and Guardian), and clothing (Uniqlo and H&M).

4. Existing credit cards if any: Hong Leong Wise Card, Maybank 2 Cards, Maybank Islamic MasterCard Ikhwan Card.

5. Looking at CC from: None.

6. Others: Prefer cashback, but points is acceptable, if the points are worthy.

Thanks.

Hello
I have some questions over here.

I saw the post from GenX regarding on how to use credit card for ptptn payment

https://genxgenygenz.com/2016/01/21/paying-...h-credit-cards/

and i also see another post too
https://genxgenygenz.com/2016/04/22/the-bes...ash-back-cards/

my i know is there any credit card that can entitle for cashback on paying ptptn (is this count as category under utilities ) and then pay by other cash back at POS online for online transactions to get cash back such as UOB VOX VISA / CIMB CASH REBATE MASTERCARD – FREE FOR LIFE that has 5% cashback for online transactions

Nope. no credit cards accept PTPTN as utilities.

So, you gotta use a general cash back card.

This post has been edited by fruitie: May 12 2016, 11:06 AM

thanks,

so thats mean if i use normal credit card pay ptptn, then i use online transaction cash back credit card to pay the normal credit card payment through POS online, will i still be entitle to get cash back back?

Only AEON cards can be paid via PosOnline it is a credit service. Other banks still need to pay via GIRO or directly to the banks.
So, if you want to utilize PosOnline service, you will need to pay PTPTN with an AEON card.

HLB Mach
https://forum.lowyat.net/topic/2421215#

1. Annual Income: RM24K

2. Free Lifetime Annual Fee: Yes if possible

3. Card required for: Petrol, Touch & Go, Dining

4. Existing credit cards if any: No

5. Looking at CC from: HLB Wise

6. Others: I want cash back and reward points if possible.


Thank you

HLB Wise with 10% Cash back, t&c MUST perform Min. 10 times RM50 spending per transaction just to "Activate" the 10% Rebate + NO Fee Waiver for this Card have to pay the Annual Fee- Rm160+ 6% GST

Other Options...
CIMB Cash Rebate Mastercard or UOB One Card or HLB Mach or RHB Smart Value

This post has been edited by fly126: May 12 2016, 11:16 PM

hi there sifus..
just wondering what is the best card for retail purchase..
hope sifus can clarify this..

Appreciate your input.

1. Annual Income: Est. RM40k

2. Free Lifetime Annual Fee: either this, or waived with monthly swipes (not willing to pay)

3. Card required for: Petrol, groceries mainly, sometimes shopping

4. Existing credit cards if any: Maybank 2 Card GOLD

5. Looking at CC from: Any, thinking of Citibank Cashback/UOB One Card Classic

6. Others: prefer something with cashback most probably, since I don't spend much on other stuff plus MBB 2 Card treatpoints seems valueless.

Thank you.

Maybank Ikhwan MasterCard for your petrol and groceries. Shopping I still stick to my M2Cards AmEx Plat due to 5x, I don't have good general cash back card and my spending is not a lot.