Why so angry?? Why should I try to convince you?? I make more money if people do not believe me. People takes 9 years car loan. People buying more house than they can afford. People overspent. They end up working for the bank for the most of their life and pay interest to the bank. Meanwhile, I collect good dividend from the bank every year.

I cannot help it if people want to be stupid. At least, I get to laugh my way to the bank.

Dreamer