reserved!! ha-ha...

auto updating of FSM NAV pricing in excel file
Page 21, post 402

auto NAV update file in page 27 post# 525


Xirr is still correct.....page #56, post# 1117
Point 5) From the above examples, so how is that the IRR is "less accurate" when the time take by an investment is less than 1 year? As mentioned; when the maths is correct, it cannot be less accurate or more accurate
and page# 58, post# 1148....

page# 119 post# 2377
has GOOD info of various XIRR and IRR And CAGR results and situations

What's the Biggest Mistake First-Time Investors Make?
http://www.wsj.com/articles/SB100014240527...311062582473556

Nine Rules for Investors to Keep In Mind..... September 22, 2015
The attached note looks at nine things that are useful for investors to keep in mind.
http://www.fundsupermart.com.my/main/resea...ep-In-Mind-6333

understanding the metrics used to measure compounding returns – CAGR, IRR and XIRR.
In this post, the similarity and difference between the CAGR (compounded annualized growth rate) and the IRR (internal rate of return) is examined with the help of an illustration.
http://freefincal.com/compouding-with-vola...ns-cagr-vs-irr/

This post has been edited by yklooi: Sep 27 2015, 10:03 AM

monthly auto deduction will eliminate the guesswork and emotional factors of investing....
(guess work as in timing the mkts, emotional as in fear when the mkts corrects)

do monthly investment if you just starting out....buy in more when the markets corrects at the same time if you see that the regions will have more upside after the corrections....

You said this..."I know that this strategy is work with some low risk mutual fund, not sure is it correct way to do this in high risk equity fund?"
isn't it low risk mutual funds will usually fluctuates less...thus...anytime is also a good time to invest....lump sum or monthly deduction.....?

Who's to blame for China's stock-market plunge?
The Shanghai Composite has fallen 29 per cent since June 12. However, short positions made up less than 0.03 per cent of China's market capitalisation, while foreigners own less than 3 per cent of Chinese shares, making it unlikely that they could take down the whole market.
So who is to be blamed?
http://www.straitstimes.com/business/whos-...k-market-plunge

Recommended Unit Trusts 2015/16 Special Feature July 3, 2015
For the first time this year, Fundsupermart.com is collaborating with Smart Investor for a special feature. This feature includes commentaries by our research team on the Recommended Unit Trusts and also coverage on the Recommended Unit Trusts Awards 2015/16. ...Author : Fundsupermart
http://www.fundsupermart.com.my/main/resea...?articleNo=6017
just be warned..it is 32 pages...

2/7 till 7/7...portfolio dropped 2.98%
from today's mkts actions....maybe 2/7 to 8/7 would be -3.5%

yours are more stable...yours dropped just 0.5% since 30/6?
my Xirr dropped 0.85 since 30/6...now is just 3.76%
tomorrow

some interesting figures.....depending on what you bought just before the China Sell off starts....


Attached thumbnail(s)

if I am not mistaken....yours is still -2.1%?

may end up having too heavy % of allocation in your portfolio?

FSM site...under Funds Info/Fund Returns.....

some noises in figures?
RETAIL INVESTORS

Unlike other major stock markets, which are dominated by professional money managers, retail investors account for around 85 percent of China trade, which exacerbates volatility.

"It's uncommon to see so many shares posting consecutive daily limit falls, and the index futures swinging so wildly," said Wang Feng, CEO and founder of hedge fund firm Alpha Squared Capital Co and a former Wall Street trader.

"It's a stampede. And the problem of the market is that all the players move in the same direction, and are too emotional."
http://www.reuters.com/article/2015/07/08/...N0PI04Q20150708

While Chinese investors are “relatively optimistic” about the future, they still want to reduce stakes, according to a poll by the Survey and Research Center for China Household Finance at Southwestern University of Finance and Economics. Only 40.5 percent of households still had gains in their stock accounts in the week starting June 27, down from 73.8 percent in the period June 15 to June 18.
http://www.bloomberg.com/news/articles/201...argin-debt-drop


retail investors account for around 85 percent of China trade
Only 40.5 percent of households still had gains in their stock accounts in the week starting June 27
Bigger sell off in July 6~8....that means this 40.5% will be reduced again.....
Thus many many had their fingers burnt......the rebound may not be so soon?

is this a good sign for dumping money?
YES,.....if you just buy without referring what you needed in your portfolio and buy not according to your risk appetite...that is to me dumping monies

This post has been edited by yklooi: Jul 9 2015, 09:50 AM

They recommended these Bond funds...
click the FIXED INCOME tab, then
click on the fund's name to see their analysis about that fund
http://www.fundsupermart.com.my/main/resea...tormaincode=All

This post has been edited by yklooi: Jul 9 2015, 06:38 PM

nothing to do..just for fun comparison....
it takes 2 years to get XIRR 5.33%
it takes few weeks to lose about 50% of it....


Attached thumbnail(s)

pai-seh, pai-seh.....I did not hold FI currently....thus did not monitor too.

This post has been edited by yklooi: Jul 9 2015, 07:24 PM

Top Performing PRS Funds as of 6th May 2015
http://invest-made-easy.blogspot.com/2015/...of-6th-may.html

No-lah....I am not that financial or IT savvy.

just made a quick glance
seems like KGF, EI Hsaq, Hsao, HSc all + 1~5% Nav...i think today if go home check the Xirr...Better result

just becareful of over % of allocation in the portfolio...after topup maybe will be more than the limits of risk appetite.

I think it is a good time to top up...just that the index will not be reaching the previous high for some times....
China market are played by 85% retail investors, whom got burnt just recently.....it will take some times for them to get back in, in a fury manners
fundamentally China is still FSM's 5 star ratings...long term is good
and Algozen's ball just said reversion of mean is at good probability too.

This post has been edited by yklooi: Jul 11 2015, 09:56 AM