Rhb total Asian & Emerging market bond

Bangganya aku

My 12-months return currently 10%+
Win xuzenballs™ liao

For the long run, I still believe that an asset allocation of 80/20 basis, i.e. 80% equity and 20% bond funds, is ideal for most investors. This is especially so when the markets are volatile.

The following funds seems to fit nicely into any portfolio of RM100K or less:-

(1) Kenanga Growth Fund or Eastspring Small Cap;
(2) CIMB Asia Pacific Dynamic;
(3) CIMB Global Titans;
(4) TA European Equity Fund; and
(5) Libra Asnita Bond Fund.

Note : I cannot comment much on the current US funds or the Asian small cap funds available in FSM which should also form part of the core portfolio.

For a portfolio of RM100K or more, I think investors should diversify some money into specialist funds as part of the supplementary portfolio. Some funds which comes to my mind are:-

(1) Affin Japan Growth Fund;
(2) CIMB China Fund;
(3) TA Global Technology Fund.

Note :  Unfortunately FSM do not appear to have any global REIT fund.

What say you?

Why bother? Too many kepala bangang leher besi ppl supporting it

To them...
fixed price = no loss  

Little do they know, fixed price also means profit/loss smoothing

U can get same effect if u just buy Kenanga Growth Fund and don't look at the NAV for N no. of years...and choose to sell all the distributions

Fixed price mar...u can MANUALLY fix the price by selling any excess of NAV too

Then when NAV drops, u plough back in

Magical leh

Just don't see the daily NAV fluctuation

And u can imagine KGF as an ASN beater, fixed price some more

It’s kinda difficult to change the mindset of some people. Also, humans in general are loss averse. So anything looks like losing money they panic lo. Time value of money and opportunity cost is not something everyone sees.

Friend of mine is panicking right now, over the recent sell down, selling away Malaysia funds, after few short months of investing.

Thank you everyone for your replies. I am still thinking whether it is necessary for us to open another account in FSM SG.

It seems that they have more funds which are better and the charges are lower. The only disadvantage is the forex exchange since our MY is weak?

Seems like a lot of hassle. Thank you for the explanation. I assume you have a FSM SG?

from what funds to what funds

When low, keep buying

When high, don't buy

Ini motto FSM

But but but, when will the lows stop becoming lower?

When will the highs start reversing?

Have you thought of Foreign Currency-denominated Funds in your portfolio? Especially, there's concern on weakening ringgit.
Not much choices available in FSM except Affin Hwang Select SGD Income Fund.