fsm my and fsm sg both selling different fund,

i think fsm sg need to go singapore to open account and use USD or SGD to buy the fund

while for fsm my , almost all use RM for the fund transaction

my KGF really getting whack for this month, drop almost 10% compare to last month , but Eastspring MY focus is even worse 15% , lucky still have GTF and Eastspring Global leaders to compensate a bit

I just make some major restructure to utilise the 0% sales charge. 

sold GEM fund, sold MODI sexy fund, switch sell Asian Bond fund, switch sell America fund.
add in Asia ex-jap fund, add in single country SG fund, switch buy asia pacific ex-jap fund, switch buy short term bond, switch buy China fund.

I just make some major restructure to utilise the 0% sales charge. 

sold GEM fund, sold MODI sexy fund, switch sell Asian Bond fund, switch sell America fund.
add in Asia ex-jap fund, add in single country SG fund, switch buy asia pacific ex-jap fund, switch buy short term bond, switch buy China fund.

I just make some major restructure to utilise the 0% sales charge. 

sold GEM fund, sold MODI sexy fund, switch sell Asian Bond fund, switch sell America fund.
add in Asia ex-jap fund, add in single country SG fund, switch buy asia pacific ex-jap fund, switch buy short term bond, switch buy China fund.

How much % of allocation do you have in yr portfolio?

  26% for single country "India"....i think is too much (every 5% of NAV drop 1.3% of your portfolio will be deducted).
may i suggest you breakdown your Asia X Jpn fund into individual country to see more details...

then much easier to see....
check the latest fund fact sheet of this RHB x Jpn....
then compare against the single country "star rating" provided by FSM (use it as a guide and only if you believes in it)
http://www.fundsupermart.com.my/main/resea...tarRatings.svdo

then decide if you want to get a new fund to go into that country or not....

but i think (may be wrong) 26% in India is too much. (maybe i kiasi alot, thus my IRR is still 2%)

wa... so many ppl top up.... I'm holding my horses still 

I'm holding mine too. Think there will be bigger one in next couple of months.

Ponzi 2.0

lol everytime got this kind of promotion

dca also doesnt make sense ad just pump 9 9

anyone whos a regular knows how often does fsm organize this kind of promo ?

Ponzi 1.0 ---> Affin Hwang Select Asia (Ex Japan) Quantum Fund

Ponzi 2.0 ---> CIMB-Principal Asia Pacific Dynamic Income Fund

Evergreen Fund ---> Kenanga Growth Fund

Aladdin Fund ---> Aberdeen Islamic World Equity Fund

got me
previously got 1% sales charge promo

anyone having problems with fpx payment ?
mine cant load

wan to top up many things and try the new recommended kenanga fund

Are you kidding? Service charge is nothing especially if I think it will go down lower. I'll would rather wait for potentially lower price than lower service charge. I could be wrong but I'm willing to take the chance.

I guess some members here have suffered paper loss from the global rout last week. But I hope you will not lose heart. Just take it as part of your investment journey.

You will succeed eventually!

Nothig to worry wor-bro...you had been doing good wor..even during last week Global rout