That's basically ROI after averaging out the cost/unit.
XIRR and IRR are both Excel functions that calculate IRR. The main difference is that XIRR can deal with random dates, while IRR assumes the values you give it to be periodic. The XIRR function gives you an annualized rate though, so if your data is less than year it'll give you big numbers:


Here are some examples of the different return rate formulas used:


Note that ROI and CAGR (a.k.a Annualized return) calculated the same values for all scenarios, these two measures are not time-sensitive: ROI measures the absolute return over cost of investment irrespective of how long it will take to get that rate, CAGR gives you the average return per year that your investment is compounding at.

IRR on the other hand takes into account the time-value of money, i.e. RM10 today is worth more than RM10 next year. To understand IRR more, you'll need to learn about NPV (Net Present Value, i.e what's the current value of a particular sum of money that you will get in the future).

KGF...1 week + 0.22% wor..

Mind to share your portfolio?

Mind to share your portfolio?

do you mean KGF is expensive?
is it more expensive than GTF?

How I know. I only started investing in unit trusts 3 months ago.

MYR is so depressing:

Ringgit at new low, foreign funds continue to exit emerging markets

KUALA LUMPUR: The ringgit hit a fresh intra-day low of 4.4250 against the greenback as foreign funds continued to exit emerging markets amid expectations that the US Federal Reserve (Fed) would likely raise interest rates by year-end.

The ringgit hit its lowest of 4.4250 against the US dollar at 4:30 pm yesterday, putting the currency closer to its 17-year ebb of 4.7125 recorded on Jan 9, 1998, just before Bank Negara pegged the ringgit to the US dollar at 3.8000 in September in the same year.

URL: http://www.thestar.com.my/Business/Busines...-low/?style=biz

needed to do some "adjustment" to some of plans in Dec

KGF?

then which fund? 

Thank you for the clear explanation! 
What do you think about the Sep recommended fund - Libra AsnitaBond?
Understand it's a fixed income fund with low risk, but the fund performance makes me wonder if i should just park the fund in FD.
The fund performance is before/ after the platform fees, annual fees, trustee fees?

some buy because of dividend coming liao... like that labah-labah merah jambu feller!

Xuzeb

 

Well, if u have too much cash sitting around, and u have a very long-term view, just top up.

But don't buy too big lump sum, slowly average in e.g. Dollar Value/Cost Average buy in.
Pigs, dogs and cats have been saying this since dunno when, yet still going up.