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 Fundsupermart.com v11, Grexit or not, Europe will sail on...

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T231H
post Sep 26 2015, 12:16 AM

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QUOTE(wil-i-am @ Sep 26 2015, 12:14 AM)
Ponzi 1 credential is fading slowly  sweat.gif
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hmm.gif can it be due to change of BIG boss (Aff..)?
wil-i-am
post Sep 26 2015, 12:18 AM

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QUOTE(T231H @ Sep 26 2015, 12:16 AM)
hmm.gif can it be due to change of BIG boss (Aff..)?
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Any changes at management level?
T231H
post Sep 26 2015, 12:21 AM

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QUOTE(wil-i-am @ Sep 26 2015, 12:18 AM)
Any changes at management level?
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abt 6 months ago...they said no change in mgmt. level....
idyllrain
post Sep 26 2015, 12:24 AM

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QUOTE(larisSa @ Sep 25 2015, 11:35 PM)
Can't we just use the simple maths calculation of selling price of  NAV   minus   initial buying price of NAV?
That's basically ROI after averaging out the cost/unit. smile.gif

QUOTE(larisSa @ Sep 25 2015, 11:35 PM)
If I am not mistaken ,one post here says XIRR is actually IRR?sorry but I am really very confused and i have no financial background concerning all these excel formula(I think they are excel lah)
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XIRR and IRR are both Excel functions that calculate IRR. The main difference is that XIRR can deal with random dates, while IRR assumes the values you give it to be periodic. The XIRR function gives you an annualized rate though, so if your data is less than year it'll give you big numbers:
user posted image

Here are some examples of the different return rate formulas used:
user posted image

Note that ROI and CAGR (a.k.a Annualized return) calculated the same values for all scenarios, these two measures are not time-sensitive: ROI measures the absolute return over cost of investment irrespective of how long it will take to get that rate, CAGR gives you the average return per year that your investment is compounding at.

IRR on the other hand takes into account the time-value of money, i.e. RM10 today is worth more than RM10 next year. To understand IRR more, you'll need to learn about NPV (Net Present Value, i.e what's the current value of a particular sum of money that you will get in the future).

This post has been edited by idyllrain: Sep 26 2015, 06:15 AM
ohcipala
post Sep 26 2015, 01:10 AM

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QUOTE(idyllrain @ Sep 26 2015, 12:24 AM)
That's basically ROI after averaging out the cost/unit. smile.gif
XIRR and IRR are both Excel functions that calculate IRR. The main difference is that XIRR can deal with random dates, while IRR assumes the values you give it to be periodic.

Here are some examples of the different return rate formulas used:
user posted image

Note that ROI and CAGR calculated the same values for all scenarios, these two measures are not time-sensitive: ROI measures the absolute return over cost of investment irrespective of how long it will take to get that rate, CAGR gives you the average return per year that your investment is compounding at.

IRR on the other hand takes into account the time-value of money, i.e. RM10 today is worth more than RM10 next year. To understand IRR more, you'll need to learn about NPV (Net Present Value, i.e what's the current value of a particular sum of money that you will get in the future).
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Good info. Pink Spider Can add this to 1st post? blush.gif
Avangelice
post Sep 26 2015, 09:09 AM

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QUOTE(idyllrain @ Sep 26 2015, 12:24 AM)
That's basically ROI after averaging out the cost/unit. smile.gif
XIRR and IRR are both Excel functions that calculate IRR. The main difference is that XIRR can deal with random dates, while IRR assumes the values you give it to be periodic. The XIRR function gives you an annualized rate though, so if your data is less than year it'll give you big numbers:
user posted image

Here are some examples of the different return rate formulas used:
user posted image

Note that ROI and CAGR (a.k.a Annualized return) calculated the same values for all scenarios, these two measures are not time-sensitive: ROI measures the absolute return over cost of investment irrespective of how long it will take to get that rate, CAGR gives you the average return per year that your investment is compounding at.

IRR on the other hand takes into account the time-value of money, i.e. RM10 today is worth more than RM10 next year. To understand IRR more, you'll need to learn about NPV (Net Present Value, i.e what's the current value of a particular sum of money that you will get in the future).
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I'm having a headache.
cheahcw2003
post Sep 26 2015, 01:53 PM

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QUOTE(Pink Spider @ Sep 25 2015, 08:28 PM)
eUT website interface not so nice

and FSM research articles and tools more comprehensive

but no stopping u from reading FSM articles and buying from eUT tongue.gif
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This EUT got any 1% flat sales charge for all new investment
MUM
post Sep 26 2015, 02:20 PM

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QUOTE(cheahcw2003 @ Sep 26 2015, 01:53 PM)
This EUT got any 1% flat sales charge for all new investment
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Q: What are the New Account Benefits?
A: With effect from 02/02/2012, Fundsupermart.com Malaysia will be providing exclusive benefits to new account holders.
These benefits include:
1) Sales charge capped at a maximum of 1% (normal FSM sales charge is 2%).
2) Regular Savings Plan (RSP) sales charge capped at 1% for first 6 monthly deductions.
These benefits are applicable to UNLIMITED purchases of ANY unit trust, up to a period of 30 calendar days upon account activation.
http://www.fundsupermart.com.my/main/faq/0...t-Benefits-5904

B. Online Sales Charge
What is the online unit trust sales charge?
With eunittrust.com.my, you enjoy lower sales charge of 2% for all participating equity funds and 1% sales charge for bond funds.
https://www.eunittrust.com.my/

SUSDavid83
post Sep 26 2015, 03:15 PM

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QUOTE(cheahcw2003 @ Sep 26 2015, 01:53 PM)
This EUT got any 1% flat sales charge for all new investment
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New investment or new member?
cheahcw2003
post Sep 26 2015, 09:31 PM

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QUOTE(MUM @ Sep 26 2015, 02:20 PM)
Q:  What are the New Account Benefits?
A: With effect from 02/02/2012, Fundsupermart.com Malaysia will be providing exclusive benefits to new account holders.
These benefits include:
1) Sales charge capped at a maximum of 1% (normal FSM sales charge is 2%).
2) Regular Savings Plan (RSP) sales charge capped at 1% for first 6 monthly deductions.
These benefits are applicable to UNLIMITED purchases of ANY unit trust, up to a period of 30 calendar days upon account activation.
http://www.fundsupermart.com.my/main/faq/0...t-Benefits-5904

B. Online Sales Charge
What is the online unit trust sales charge?
With eunittrust.com.my, you enjoy lower sales charge of 2% for all participating equity funds and 1% sales charge for bond funds. 
https://www.eunittrust.com.my/
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Thanks
bunnyzai
post Sep 26 2015, 10:43 PM

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Can anyone access the site now? It is down for me..
nexona88
post Sep 26 2015, 10:47 PM

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QUOTE(bunnyzai @ Sep 26 2015, 10:43 PM)
Can anyone access the site now? It is down for me..
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SYSTEM UPGRADE IN PROGRESS...

26 Sep 2015. Saturday. 1300hrs to 2355hrs. icon_rolleyes.gif
bunnyzai
post Sep 26 2015, 11:03 PM

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QUOTE(nexona88 @ Sep 26 2015, 10:47 PM)
SYSTEM UPGRADE IN PROGRESS...

26 Sep 2015. Saturday. 1300hrs to 2355hrs.  icon_rolleyes.gif
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Thanks man! I thought I saw initially was until 2100... Never-mind, I will access it later then smile.gif
nexona88
post Sep 26 2015, 11:07 PM

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QUOTE(bunnyzai @ Sep 26 2015, 11:03 PM)
Thanks man! I thought I saw initially was until 2100... Never-mind, I will access it later then smile.gif
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well maybe the IT guys found some big "problem" in the system, that's why extended from 2100hrs to 2355hrs hmm.gif
bunnyzai
post Sep 26 2015, 11:24 PM

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QUOTE(nexona88 @ Sep 26 2015, 11:07 PM)
well maybe the IT guys found some big "problem" in the system, that's why extended from 2100hrs to 2355hrs  hmm.gif
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Nevertheless, I can access the website now smile.gif
SUSDavid83
post Sep 26 2015, 11:26 PM

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Why you want to do at these hours so urgently? whistling.gif
nexona88
post Sep 26 2015, 11:29 PM

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QUOTE(bunnyzai @ Sep 26 2015, 11:24 PM)
Nevertheless, I can access the website now smile.gif
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lol they said until 2355hrs but now already okay. well maybe they managed to solve the problem faster than expected tongue.gif
wil-i-am
post Sep 27 2015, 12:51 PM

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Did anyone attended the seminar, Time to Buy or Time to Run on 26/9 n wat is the key takeaways?
birdman13200
post Sep 27 2015, 09:07 PM

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QUOTE(wil-i-am @ Sep 27 2015, 12:51 PM)
Did anyone attended the seminar, Time to Buy or Time to Run on 26/9 n wat is the key takeaways?
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I summarize the point as below:
1. It is time to buy, wisely but not blindly.
2. Japan market is attractive as the corporate is in good shape, expected continue growth.
3. US economy is good now, but the stock is too expansive, not a good time to enter US market.
nexona88
post Sep 27 2015, 11:48 PM

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QUOTE(birdman13200 @ Sep 27 2015, 09:07 PM)
I summarize the point as below:
1. It is time to buy, wisely but not blindly.
2. Japan market is attractive as the corporate is in good shape, expected continue growth.
3. US economy is good now, but the stock is too expansive, not a good time to enter US market.
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thanks for sharing icon_rolleyes.gif

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