My portfolio has been evolving a lot. The above funds are not the complete list of funds which I have now. Eventually I hope to cut down my portfolio to become leaner and meaner

>=50 years old already?

in this volatile time, better dont monitor your funds on daily basis

well some love to monitor their UT like shares.. every "movement" counted

Have you thought of Foreign Currency-denominated Funds in your portfolio? Especially, there's concern on weakening ringgit.
Not much choices available in FSM except Affin Hwang Select SGD Income Fund.

Tonight at 8:30 check bloomberg app on my portfolio..

weakening Ringgit had been going on for a while
this article was published in May 2015
How Can Malaysian Investors Cope with the Ringgit Depreciation?
http://www.fundsupermart.com.my/main/resea...on-22-May--5873

Will Ringgit continue to drop? Strengthen? Or stay flat?.... August 21, 2015
http://www.fundsupermart.com.my/main/resea...stay-flat--6200

This post has been edited by T231H: Sep 2 2015, 07:43 PM

Loop hole in the system. Took out account 2 for housing loan. Monthly loan. Hahaha

Lesson learnt buddy. Hhahahah

EPF is abt 6.x%, H/L is abt 4.x%

Portfolio update for August 2015:

Fund Name	ROI	IRR
*Affin Hwang PRS Moderate Fund	9.0	4.9
*Kenanga OnePRS Growth Fund	1.2	1.4
*CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C	-4.3	-10.6
Aberdeen Islamic World Equity Fund - Class A	34.6	12.0
CIMB-Principal Global Titans Fund	31.0	13.6
Affin Hwang Select Asia (Ex Japan) Quantum Fund	8.2	7.0
CIMB-Principal Asia Pacific Dynamic Income Fund	12.2	4.9
Eastspring Investments Asia Pacific Ex-Japan Target Return Fund	-0.3	-0.4
Affin Hwang Select Asia (Ex Japan) Opportunity Fund	-5.9	-15.8
RHB-OSK China-India Dynamic Growth Fund	-4.3	-11.0
Kenanga Asia Pacific Total Return Fund	-4.0	-10.0

Portfolio ROI: 6.5%
Portfolio IRR: 2.5%

almost SAME SAME...SAMA SAMA over here

1st September portfolio update...dropped 2% in one day

But I want to cry!

Thanks for sharing. I agree we should focus on the fundamentals of the markets instead of chasing FX returns blindly. Then, again there are different type of investors with different needs, right? I would like to give some points for discussion:
1. Let's assume 1MDB issue is resolved and the government spend well on the income gain from GST. Will ringgit appreciate back to, USD 1 = RM 3.00?
2. Would you/your family go to overseas for vacation/studies/migrate in the future?
3. As part of asset allocation, what do you think of having foreign currencies out of the country?

ok....for me.........for item #1,....I will discuss when the time comes.
for item #2 and #3 will discuss when I am in that shoes...still got a long way to go...

well that is me...no sure about the others

maybe create a topic in this forum? would be interesting too...
https://forum.lowyat.net/RealWorldIssues


This post has been edited by T231H: Sep 2 2015, 08:26 PM

So they're going to drink coffee with Fitch again?

but that forum is on real world issues. Can I post there?

perhaps now the committee will show the collection of GST numbers and mega plan on how to spend the money 'wisely'

try post there.....you don't have to pay anything...the most is the post be deleted by the admin....
else you can try create a topic in
https://forum.lowyat.net/index.php?showforum=153

This post has been edited by T231H: Sep 2 2015, 09:00 PM

Warren Buffett is 84 years old.
Lee Kuan Yew was still an MP when he died, and his last book was written just a few years ago.

This post has been edited by river.sand: Sep 2 2015, 09:39 PM