I wrote the above on 22/9/2015. Today in starbiz (Mon, 28/9/2015), this article came out...Investing in Volatile Times by Haren Shah, Citi's CIO. Even the pro's are saying what I am saying.....

MYR is so depressing:

Ringgit at new low, foreign funds continue to exit emerging markets

KUALA LUMPUR: The ringgit hit a fresh intra-day low of 4.4250 against the greenback as foreign funds continued to exit emerging markets amid expectations that the US Federal Reserve (Fed) would likely raise interest rates by year-end.

The ringgit hit its lowest of 4.4250 against the US dollar at 4:30 pm yesterday, putting the currency closer to its 17-year ebb of 4.7125 recorded on Jan 9, 1998, just before Bank Negara pegged the ringgit to the US dollar at 3.8000 in September in the same year.

URL: http://www.thestar.com.my/Business/Busines...-low/?style=biz

Hhahahahaha fuck kgf. I been hearing it since version 1.

yeah, added 5k Amcommod.

Goldman Sachs Slashes S&P 500 Price Target, Sees Negative Return for U.S. Stocks
http://www.bloomberg.com/news/articles/201...-for-u-s-stocks

Pigs, dogs and cats have been saying this since dunno when, yet still going up.

Stocks were on track to end their most bruising quarter in four years with gains on Wednesday, led by shares that have been most exposed to global economic slowdown and commodity sector rout that have rattled investors in recent days.

Overall, investors will be glad to see the back of the third quarter.

"The market is a bit oversold but there are still worries over the growth outlook and central bank policy," said Antonin Jullier, head of equity trading strategy at Citi in London.

"The kind of volatility we are seeing is not the good kind. Risk appetite is being hurt."

My main portfolio update for month-end September 2015

Overall IRR 6.75%
Top 3 funds
- EI Small Cap IRR 17.07%, +8.97% from Aug (7.4% of portfolio)
- CIMB Global Titan IRR 13.7%, -0.54% (2.6%)
- RHB ATR ROI 12.4%, +5.8% (5.8%)
Bottom 3 funds
- AMB Ethical IRR -16.3%, +3.43% from Aug (0.9% of portfolio)
- AMB Dividend ROI -6.06%, -0.08% (0.7%)
- RHB Emerging Opp IRR -3.3%, -3.3% (2%)