If you really want to migrate to DSLR from your PnS or prosumer, the choices you have is D50, D70s and up.
D40 is like prosumer camera that can change lens, in between prosumer and DSLR.
Personally, i would not call D40 as DSLR... it does not have the function or ability of a DSLR.
D40 only 3-focus points, D50 5 area focus point
D40 use CAM-530, D50 use CAM-900
D40 no braketing, D50 have
D40 not fuly support AF lenses.
D40 to light, when mount heavy lenses might have problem.
D40 not support CLS i think.

but if you just want something better than PnS, D40 is a good choice.

if got budget go for D80 lar !
no need to think, just buy !!

not really...really depend on what you shoot...

ahsmile,
you from penang right ?
Going all the way down to SG for that camera?
M'siaand Sg not much different in price lar for camera and lenses.
other acessories like camera bags, tripod cheaper lar.

for example what i found in FTZ
under-warranty d70s kit complete with 18-70mm lens plus freebies. immaculate condition. serious buyers only. rm2700. - Wooi <wongpwc@yahoo.com>

Alamak..... HK you can get cheaper, but need to know where to shop.
I know someone fly all the way to HK just to get few lenses, the price is still cheaper than buying in here even after add air ticket price. But those lenses are huge and expensive one lar.