My mum is going to give me a house under her name as my wedding gift.
I understand that transferring a property from parents to children / husband to wife or vice versa can apply for stamp duty waiver.
Now the question is, me and my fiance are not officially ROM. Is clause of love and affection still applicable? As the property will be assigned under me and fiance's name.
We would like to demolish the house and rebuild it. Will finance through housing loan. If the house does not contain fiance's name, then he won't be able to apply for a housing loan for the said house. If on my own, I do not eligible.

Any advice would be much appreciated.

Thanks for the replies.

What I am concern now is whether to get a loan before or after demolishing the house. I may use an approved house plan to get a loan, which I think will have better adjudication than the old house. But it might take long time to get the approval from the local authorities. Or should I demolish the house now so that when doing transfer the stamp duty will be cheaper?

BTW, do I need to get approval to demolish a house?

P.S. wedding is under going, no one is going any where