hi to all lowyat forumer, i wanna ask if i can sign S&P 1st before loan approval, actually i got bank approved my loan, but the interest was high (4.95%) so i am waiting other bank to approve, while the property owner rush me to sign S&P 1st because she is going back kedah and will not free.. my question is can i request lawyer for S&P before i choose my loan? pls help