QUOTE(alexwsk @ Jun 18 2015, 03:05 PM)
2. 11-14/06/2015 - Treatsfair (Last chance for 200 TP = RM1 redemption) - Click Here
It should be 250Tp = RM1?Credit Cards Maybankard 2 Gold & Platinum Cards V14, #PrayForM2Amex #ripM2Amex
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Jun 18 2015, 05:17 PM
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#1
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QUOTE(alexwsk @ Jun 18 2015, 03:05 PM) 2. 11-14/06/2015 - Treatsfair (Last chance for 200 TP = RM1 redemption) - Click Here It should be 250Tp = RM1? |
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Jun 22 2015, 09:49 AM
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QUOTE(fruitie @ Jun 21 2015, 12:11 PM) Well, redeeming EM is good but no good for me, I can afford the tickets but not trip expenses. Apply credit card on the weekend is no possible to get the card on the same day because No ppl in HQ working to approve your credit card.I just wait for business trips where company pays for my expenses and tickets. I think weekends is also possible. You can try. |
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Jun 22 2015, 10:19 AM
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QUOTE(laymank @ Jun 22 2015, 10:10 AM) Instant card approval at places like 1 Utama credit card center is possible. I am agreed that u can do it for RHB CC.Basically there is an automated algorithm in their system that can advise approval (or otherwise) within seconds. Likewise on how I got my RHB card on a Sunday within 20 minutes. But, if maybank have the system to approve the CC without human to approve, why only 1U have it and not other card center (like the card center at garden)? |
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Jun 22 2015, 10:34 AM
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QUOTE(maskedchan @ Jun 22 2015, 10:28 AM) approval might not be the problem sometimes.. RHB are embossed the cc by themselve on the spot without getting third party helpissuance of card is the problem.. card embossing machine not cheap and not cost effective to put at every branch.. if you not aware, issuance of card are done by third party company and not handle by bank itself |
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Jun 22 2015, 06:11 PM
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#5
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QUOTE(fullframe17 @ Jun 22 2015, 05:17 PM) just wanna check with bros here, I just got my mbb cc and I want to balance transfer my balance from my UOB to MBB, is it selecting 12 mths to BT = 0% interest per month for 12 months? Will the bank change the rate half way since they are calculated per month? It is fixed upfront charge for 3%.I am also aware got additional upfront fee of 3% to enable the transfer to happen |
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Jun 24 2015, 09:33 AM
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QUOTE(jkngo2003 @ Jun 24 2015, 09:28 AM) may i know how to pledge the fd to get VS card? can do it online? Many asked about visa signature, but none is confirm with answer.if i pledge the fd, what happen to my fd? lower or no interest for it? any adverse effect for that pledged fd. for vs card, can the annual fee be waived easily if i didnt achieve the expense requirement? thanks for your sharing. Maybank seems hard to offer any waiver for fee and service tax (last time). Have to wait for first forumer to report the actual experience. |
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Jun 26 2015, 05:33 PM
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QUOTE(Gen-X @ Jun 26 2015, 02:50 PM) I just posted below at my facebook page: Pls correct that VS Annual Fee waived if spend a min of RM50,000 and above per annum instead of RM30,000WTF is wrong with Maybank, I just got back home and found out from you guys that effective 1st August 2015, the once a upon a time wonderful Maybankard 2 Card AMEX 5% weekend cash back has been downgrade to DINING only!!! Luckily I did not accept Harimau Bank's offer to be their Credit Card Specialist Head with designated Grade X1 back on 1st April 2015. Or else you guys may assumed that I have something to do with the downgraded benefits of Maybank's credit cards. If you miss the story and really got nothing better to do, click here to read my April Fools Day article. Well, 5% cash back for dining not that bad as most of us take our family out on weekends. So for those of you guys who need a credit card for Petrol and Groceries, the good news is Maybank still have 2 other cards that will give you 5% cash back. Click the link below to read my review of the FREE FOR LIFE Maybank Islamic MasterCard Ikhwan Platinum or Gold: http://generationsxyz.blogspot.com/2014/10...ard-ikhwan.html and if you need FREE access to Plaza Premium Lounge (also please refer to my earlier post below), check out my review of the Maybank Visa Signature where the annual fee is auto waived with RM30K spending: http://generationsxyz.blogspot.com/2014/07...re-another.html You might also now want to consider AEON Watami Visa Credit Card that will earn you 3% cash back for any transactions subject to terms and conditions. Click the link below to learn more: http://generationsxyz.blogspot.com/2013/11...-card-that.html Anyway, those of us who have been holding Maybankard 2 AMEX since 2011, some of you would have earned more than RM2K cash back in the last 4 years |
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Jun 26 2015, 05:35 PM
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Jun 26 2015, 05:42 PM
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#9
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QUOTE(maskedchan @ Jun 26 2015, 04:15 PM) do you think mamak, pasar malam and kopitiam will do it? It is possible, some country have accept card for just buying 1 dollar stuff like grocerry.when i go to singapore, i dont see mamak, kopitiam accept cc.. the most are on fast food and some bakery shop.. But again, it is depend on the country, bank negara, bank and merchant |
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Jun 27 2015, 07:49 PM
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QUOTE(Wongchoy @ Jun 27 2015, 09:44 AM) They won't be able to "profit" those money though. All these while they charge AMEX merchant 3% of their transaction. And from July, this figure will drop to 1%. That 2% lost is astronomical! Imagine the value of AMEX transactions per day in Malaysia. How much is it worth? I am sure it is millions . QUOTE(Ramjade @ Jun 27 2015, 09:50 AM) Giving back 5% and getting income from 3% .That is already a loss for them. (Only on weekends.) The 3% is not all go to Maybank as issuer bank, there is sharing portion between card issuer bank, pos terminal, american express and etcHowever on normal days, they gain 3%. Also, the merhant fee is no always 3% and it is depend on volume, transaction type, etc I believe the merhant fee for petrol stattion is lower. I confirm for the merhant fee of visa/mastercard for petrol station is lower as I see the settlement bill before and remmember it is below 1% Still remmember there is incident all petrol station did not accept credit card long time ago for a short duration. It is becos of high merhant fee and it end up to allow custome rto pump petrol with credit card because the merhant fee is lower for petrol station. |
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Jul 2 2015, 03:32 PM
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Jul 3 2015, 03:31 PM
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Jul 3 2015, 06:50 PM
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Jul 7 2015, 05:35 PM
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QUOTE(Redcross @ Jul 7 2015, 05:25 PM) Just some questions, Most of the pump will authorize RM200 when u pump petrol for credit card and it will charge the exact amount after u place the pump back to position. U can choose to preset the amount to avoid this RM200 default authorization amount.Recently applied for Maybank 2 Gold Cards. Last week i swipe petrol RM65 using amex in petronas. later i got sms saying "tq for using maybankard for RM200 at petrol station" But when i check in my m2u account online, statement only shows rm65? whats wrong here? Im very new to credit card as this is my first one i applied. For credit card, u may choose to leave it as u have enough credit limit than u want to use it. But, for debit card, it is better to preset the amount before start pump to avoid the RM200 amount block in CASA even u pump RM10. |
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Jul 8 2015, 06:12 PM
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QUOTE(alexanderclz @ Jul 8 2015, 06:08 PM) if i cancel my mbb2cards now and decides to reapply in a few months, will it be a new application or they have the option to reactivate it? Just wonder how come got option to reactive credit card.If u want bank to process the application again rather than active it, u can tell them u have cut the credit card. Maybank practise to give new credit card no when customer report fault case and terminate the card. |
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Jul 14 2015, 12:10 PM
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QUOTE(maskedchan @ Jul 14 2015, 10:07 AM) Do you need to bring all the card out? Different card have different type of cash back and privilege.why not those card for PPL keep at house and bring out when you need to use.. those cashback card, finish one quota then bring another out.. Some time is hard to decide bring which 1. |
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Jul 14 2015, 02:39 PM
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Jul 21 2015, 11:30 AM
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QUOTE(luminaryxi @ Jul 21 2015, 11:24 AM) guys total noob here, wanna cancel these cards dy. so i chcked at m2u, there is 3 different balance If u have oustanding balance and no statement balance, it means u swipe the transaction and this transaction still no bill in your credit card statement. This transaction can named as unbill transaction.minimum balance, statement balance and outstanding balance for visa, everthing is 0 except outstanding balance for amex, everything 0 except statement balance. what does that means? do i still owe anthing for amex card? If u have statement balance and no outstanding balance meaning u already settle the balance. But, the statement balance is for the amount for last statement. |
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Jul 21 2015, 11:35 AM
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QUOTE(luminaryxi @ Jul 21 2015, 11:32 AM) thanks for the prompt reply ! cant believe i only used this cards for less than a year, how do i cancel the cards? U can keep the card as this card still give 5X point without annual fee.U can call to CS to cancel. Or walk in to card center to do the cancellation. |
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Aug 17 2015, 02:00 PM
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