Jul 25 2015, 12:22 PM
QUOTE(LostAndFound @ Jul 25 2015, 08:23 AM)
Basically for some of us (myself included) this AMEX serves only a few purposes:-
a) Petrol
b) General purpose weekend spend
For me groceries is handled by HLB Wise. And no other card really worth it for 'general spend' except perhaps AEON Watami 3% with T&C.
So Ikhwan for me is just replacing part a). Which is about RM20 a month in cashback on average.
As I think fruitie mentioned, nowadays you have to jigsaw match your cards to how you spend. For me priority fixed bills (TNB, groceries, TNG reload for toll) go to HLB wise, Amex has just been for petrol and some general spend. Now Ikhwan replace Amex for petrol, and maybe AEON for general spend if I can figure out whether possible to hit RM1k a month (probably toss my insurance there too).
not related with M2Ca) Petrol
b) General purpose weekend spend
For me groceries is handled by HLB Wise. And no other card really worth it for 'general spend' except perhaps AEON Watami 3% with T&C.
So Ikhwan for me is just replacing part a). Which is about RM20 a month in cashback on average.
As I think fruitie mentioned, nowadays you have to jigsaw match your cards to how you spend. For me priority fixed bills (TNB, groceries, TNG reload for toll) go to HLB wise, Amex has just been for petrol and some general spend. Now Ikhwan replace Amex for petrol, and maybe AEON for general spend if I can figure out whether possible to hit RM1k a month (probably toss my insurance there too).
but where did you reload TNG with WISE card?
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