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Credit Cards Maybankard 2 Gold & Platinum Cards V14, #PrayForM2Amex #ripM2Amex

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noien
post Jun 26 2015, 01:52 PM

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omg. damn
now no more card to use and the aeon watami keep on rejecting me sad.gif
5% is the only attractive thing for this card.
noien
post Jun 26 2015, 02:02 PM

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QUOTE(bitcomet79 @ Jun 26 2015, 01:57 PM)
Dono HLB wise card is the best now?
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wise got some tnc to met to get the 10% while this doesnt

nooooo. y maybank changed so much
noien
post Jun 26 2015, 02:13 PM

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at least petrol should be included.
so wat is the point of having 2 card when both is useless now. sad.gif
noien
post Jun 26 2015, 02:33 PM

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if this start then i m going to cancel all in the family.total 4.
noien
post Jun 26 2015, 03:25 PM

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ini BNM is nbtd?
noien
post Jun 26 2015, 03:48 PM

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QUOTE(fruitie @ Jun 26 2015, 03:44 PM)
I really don't like to use debit cards... sad.gif
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if for debit is use by other ppl, will bank return the money instead?
i don think so since it is not their money
noien
post Jun 26 2015, 10:18 PM

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QUOTE(David83 @ Jun 26 2015, 08:32 PM)
From best card in the town, it has fallen from grace to the bottom of league! laugh.gif

The existing AMEX threads can be thrown away and forgotten starting August 1st.  cool2.gif
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same result like the ocbc titanium thread in its glory days
noien
post Jun 28 2015, 11:27 AM

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QUOTE(victorywp @ Jun 28 2015, 11:18 AM)
/k sifu? are you at the wrong section? laugh.gif
if you exclude all the big banks, what do you expect? tongue.gif
anyway, there's still vva+am1 cc which offering 3% cb per quarter for you to try.
if you are qualified for p66 v5, why not... nod.gif
min income requirement for p66 v5 is rm100k...
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damn. u too don wan ur answer to be googleable ?
this would be like some sort of secret chamber
noien
post Jun 28 2015, 05:54 PM

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QUOTE(szaku89 @ Jun 28 2015, 05:53 PM)
Seems like Maybank Ikhwan is the best alternative for me. Mainly on petrol. HLB wise is too much for me, I dont spend that much (10 x RM50 transactions). UOB one card (gold), capped at RM300 for petrol, still maybank ikhwan wins.
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that is if and only if maybank does not change those tnc for ikhwan card.
last time m2c is the best as no tnc apply.just swipe on weekend.
noien
post Jun 28 2015, 08:18 PM

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QUOTE(amxpayne67 @ Jun 28 2015, 06:11 PM)
HLB Wise is another option for those who earn 36k but this card is hard to get from my experience. So far my usage is like this:

MBB Amex- For everything that accept Amex and used it in weekends only
Uob One -Petrol on weekday if no other choice
Uob Vox- All online transaction that doesn't accept Amex
Cimb cash rebate - Any other purchases after all the above.

Now with Amex revised clause, i had to figure out how to maximize the benefits of my existing cards.
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uob one iirc, wil change the tnc too.
weekday petrol 2% and weekend 5%.

This post has been edited by noien: Jun 28 2015, 08:20 PM
noien
post Jul 2 2015, 01:42 PM

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went to Maybank and asked about the m2c.
they did received a memo regarding the 5% cb cancellation effective 1.8.2015.

after that only applicable to dining only weekend.
bad news. time to go
noien
post Jul 2 2015, 02:09 PM

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still prefer instant cash instead of points but since beggars cant be chooser. so just accept it.

btw,y nobody recommended hsbc since grocery and petrol still got 3% on weekend.

so now,
1. HLB but with tnc of 10swipe of RM50
2. UOB one at least got 5% on petrol on weekend
3. UOBvox for online
4. watami if u can spend more than 3k in each quater to get 3%
5. CIMB cr for 2% petrol and 5% online.
6. HLB essestial, OCBC ge for 1% cb
7. if got 100k per annum then get PB VS

currently i only have 2 of the above. getting watami.
noien
post Jul 2 2015, 02:51 PM

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QUOTE(Human Nature @ Jul 2 2015, 02:36 PM)
you forgot MBB VS, unless you totally boycott mbb  biggrin.gif
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QUOTE(maskedchan @ Jul 2 2015, 02:42 PM)
and ikhwan as well
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MBB is changing those step by step.
point -> AMEX 5% -> wat's next?haha
btw, VS qualification is too high for me. i can use UOB one to replace ikhwan for petrol but groceries. hmm
noien
post Jul 2 2015, 03:35 PM

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QUOTE(herc @ Jul 2 2015, 03:30 PM)
And the most dramatic PPL access for VS & VI from unlimited -> 12x -> 5x per year in few days.
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what is the point like 5 times.
premium card but benefit limited.haha
noien
post Jul 3 2015, 10:32 AM

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QUOTE(fruitie @ Jul 3 2015, 10:26 AM)
Final month to enjoy... smile.gif

Maybe I should overpay my UniFi and clear all TNB bills, at least something. sweat.gif
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yes
electric and TM must pay extra.
max that RM50
noien
post Jul 7 2015, 09:59 AM

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QUOTE(sailou @ Jul 7 2015, 08:03 AM)
Whoever prepared the price table needs to be demoted.

Philips Garmet Steamer??
Philips Air Flyer??
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lol
u sure look into details. nvr saw that spelling error too
noien
post Jul 7 2015, 11:49 PM

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if dining, online and groceries then damn win liao
noien
post Jul 9 2015, 11:00 AM

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QUOTE(Dannyl @ Jul 9 2015, 10:51 AM)
You need the Public Bank Visa Signature, covers all three.
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my annual income not yet reach that level
noien
post Jul 11 2015, 01:33 AM

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QUOTE(supersound @ Jul 11 2015, 01:03 AM)
So, after cash back no more, need to spend rm8000 only can get rm100 of cash voucher, which is 1.25%.
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use ikhwan then for 5%
AMEX for the rest. at least better than none
noien
post Jul 11 2015, 09:43 AM

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QUOTE(supersound @ Jul 11 2015, 08:48 AM)
Petro and groceries already using HLB's STUPID card. Now I need a card that offers > 1% for utilities hmm.gif
So after this, to get > 1.25% of "cash back", I'll only change AeonBig's gift card, rm105 and use it on 28th each month to get another 5%.
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i still cant accept that cant rules.cant even hit that target
spend 500 is no problem but swipe 10 times is.
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