Previously :

MBB2 amex pays my
- Utilities (TnB & TMB) 5%
- Phone (Digi Prepaid) 5%
- Petrol 5%
- Touch n Go 5%

CIMB CR
- Utilities (astro) 5%

Now I guess I will change to :

MBB Ikhwan
- Petrol 5%
- Groceries (Touch n Go & Digi Prepaid)[Both reload at Jaya & Aeon Big] 5%
CIMB CR
- Utilities (astro) 5%
- Utilities (TnB & TMB) 2% <- still figuring out how to make it happen
So the only one that will lost my rebate is:
- Cukai Pintu
- Etiqa Insurance