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Credit Cards Maybankard 2 Gold & Platinum Cards V14, #PrayForM2Amex #ripM2Amex

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Wongchoy
post Jun 26 2015, 12:49 PM

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This scenario reminds me of ocbc titanium. 5% gone, left 1 % via TPs. Then in the future, 1st RM1k spending get 1% and thereafter 0.1% cry.gif

This post has been edited by Wongchoy: Jun 26 2015, 12:50 PM
Wongchoy
post Jun 26 2015, 01:19 PM

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I wonder how our sifu GenX is going to rank this card in his 2016 best card ranking.
Wongchoy
post Jun 26 2015, 03:21 PM

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As I have mentioned, due to BNM Credit card framework, AMEX interchange fee will drop to 1% from 3% previously from 01 July. That is, the bank income from AMEX card trnx will drop 3 fold. So naturally , it is true that BNM framework did affect us card users .
Wongchoy
post Jun 26 2015, 08:46 PM

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QUOTE(Ramjade @ Jun 26 2015, 08:37 PM)
Wondering how many will terminate their card come August 1st and if many terminate their card, will Maybank feel the pinch? hmm.gif
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I'd say quite a lot will terminate, esp those earning below 36k pa, who is subjected to the two issuer ruling , who wants to maximize return from their 2 cards, now that this card will not be able to fulfill that.
Wongchoy
post Jun 27 2015, 09:44 AM

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QUOTE(Ramjade @ Jun 26 2015, 08:54 PM)
Well if you look at it this way, if 10000 people quit, and this 10000 people usually get cash back of RM600/year, Maybank is "getting profit" of RM6,000,000/year.
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They won't be able to "profit" those money though. All these while they charge AMEX merchant 3% of their transaction. And from July, this figure will drop to 1%. That 2% lost is astronomical! Imagine the value of AMEX transactions per day in Malaysia. How much is it worth? I am sure it is millions .
Wongchoy
post Jun 27 2015, 10:41 AM

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Saw a response from Maybank FB admin. He/she admitted cash back is limited to dining trnx only from August.
Wongchoy
post Jun 27 2015, 02:03 PM

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QUOTE(bee993 @ Jun 27 2015, 01:34 PM)
Haiz...over 1k trans at agoda.

Actually all my card sorted.

MiWata -insurance fully utilised.
M66 am3x-tnb/telekom/air ticket fully utilised.
m66 vs-petrol n groceries 50% utilised.
0cbc titan-all ofher till 0.1% now sit in cold palace till new mistress come(u0b vox) utilised for online trancsation.
Now looking to reapply wis3 for tnb and chg m66 vs petrol to here after they reject without valid reason..while i juz holding m662 the time.

Now looking for best card for telekom....currently max 2% from cim6 n u0b?
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Can't understand your davinci code ler. I could only decipher miwata is AEON Watami !

This post has been edited by Wongchoy: Jun 27 2015, 02:12 PM
Wongchoy
post Jun 28 2015, 10:04 AM

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QUOTE(amxpayne67 @ Jun 28 2015, 10:02 AM)
So we just wait and see what will happens...and Kopitiam already flooded with Amex news cry.gif
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The flood has move on to MBB FB & Tweet as well !
Wongchoy
post Jun 28 2015, 10:05 AM

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QUOTE(LittleBear @ Jun 28 2015, 10:04 AM)
But under their T&C as at 9.58AM, it still says pure weekend cash back. Didn't mentioned about for dining only.
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The CS already confirmed, as well as from MBB FB admin.
Wongchoy
post Jun 28 2015, 10:10 AM

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QUOTE(fruitie @ Jun 28 2015, 10:04 AM)
Like I mentioned MBB2Cards are still worth keeping unless your annual salary is 36k and below because you can only keep two issuing banks' cards.
MBB is still having the most promo comparing to other banks.
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For the time being, I'd suggest not to apply or cancel any cards. Other issuer might follow suit and cut benefit. It is best to wait for the situation to settle down first .
Wongchoy
post Jul 7 2015, 08:48 PM

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Oh! My insider news is they are having second thoughts and any decision will be made later, probably at the last minute. Anyway it is better for Maybank to make an official announcement , so that we can hope for the best.
Wongchoy
post Jul 7 2015, 09:07 PM

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QUOTE(janson_kaniaz @ Jul 7 2015, 08:55 PM)
Good news for those who wait!
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I was told that they are still considering whether to :

1) Proceed with the implementation without further changes.
2) To delay the implementation to a later date.
3) To offer an additional category in addition to dining for cashback, possibly petrol or grocery!
Wongchoy
post Jul 7 2015, 09:15 PM

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QUOTE(janson_kaniaz @ Jul 7 2015, 09:09 PM)
Lets do a poll! Who knows their person in charge is reading the thread as well smile.gif
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Tell you a secret... One forumer here is the ex manager of MBB card centre. icon_rolleyes.gif
Wongchoy
post Jul 7 2015, 09:26 PM

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QUOTE(janson_kaniaz @ Jul 7 2015, 09:09 PM)
Lets do a poll! Who knows their person in charge is reading the thread as well smile.gif
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This poll could be a vital piece of opinion for MBB to explore laugh.gif
Wongchoy
post Jul 7 2015, 10:32 PM

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QUOTE(janson_kaniaz @ Jul 7 2015, 10:23 PM)
"Which category besides dining that you would like Maybank to consider for weekend 5% rebate?"

1. Online payment
2. Petrol
3. Groceries
4. Departmental
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I have to say this ... If CIMB can do this, so can you Maybank! I'm on for Online payment !
Wongchoy
post Jul 7 2015, 10:53 PM

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QUOTE(alexanderclz @ Jul 7 2015, 10:46 PM)
for me it would be departmental. as far as i know, no other credit cards is offering rebate for that. and perhaps utilities too

petrol, groceries and online payment can be replaced with other cards.
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In fact there is one for department stores. Introducing Diners Club Premier Card.

http://www.dinersclub.com.my/cards/premier...card/index.html
Wongchoy
post Jul 7 2015, 11:16 PM

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QUOTE(Human Nature @ Jul 7 2015, 11:08 PM)
heh, so my request to prasys to tweet them about additional is being considered.

#lowyatpower
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We just couldn't succumb so easily. thumbup.gif

#lowyatpower

Aiyoh! Just one select grocery ?

This post has been edited by Wongchoy: Jul 7 2015, 11:17 PM
Wongchoy
post Jul 9 2015, 11:32 PM

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QUOTE(janson_kaniaz @ Jul 9 2015, 11:26 PM)
they have removed the note again sweat.gif
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Told ya. They are still undecided !
Wongchoy
post Jul 13 2015, 01:00 PM

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From August , I can use this card and makan kenyang 2. biggrin.gif
Wongchoy
post Jul 13 2015, 05:55 PM

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I guess Maybank is still undecided at this moment !
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