I believe what he meant is the merchant charges 2% fees.

And then asking if still worth it to spend at that merchant on weekends.

Doesn't All-IT or someone do something like this?

In my experience takes a bit of time. Not that I so hardworking to check immediately. Just rely on the SMS (set your threshold to RM1). Unless you're purchasing games which are cheaper than that.... in which case no worries right?

Time to change card then =)

The link shows what he copy pasted for me. Try opening in a different browser (maybe didn't refresh cache)?

Don't put much hope on backtracking, I checked with someone in the department, said decision made and final di.

I feel WISE covers regular monthly bills much better than this card, and so I prefer petrol. Also because then I don't have to make sure my petrol topup is more than RM50 (WISE paying online can control the RM50 very easily).

I would totally go for that if it had petrol! That's the major expense which is not covered by my WISE (groceries, utilities). Dining spend is not very much, online even less.

Maybank and Maybank Islamic two different entities so not surprising.

I'm sure the loss of losing car is much more than that of losing card, since you can cancel the card almost immediately and have limited liability (RM200? RM500?) in event of theft.

Don't get cheated. No way you'll ever get 8%. This is similar to the Stan Chart "15%" promo, requires total spend to be more than certain amount. effective CB is less than 3% depending on how exactly you spend.

Well, I got accepted for Ikhwan (new app) so no need to split etc. Bye bye Maybank2Kard, you're going into storage. Good memories for so many years di.

Basically for some of us (myself included) this AMEX serves only a few purposes:-

a) Petrol
b) General purpose weekend spend

For me groceries is handled by HLB Wise. And no other card really worth it for 'general spend' except perhaps AEON Watami 3% with T&C.

So Ikhwan for me is just replacing part a). Which is about RM20 a month in cashback on average.

As I think fruitie mentioned, nowadays you have to jigsaw match your cards to how you spend. For me priority fixed bills (TNB, groceries, TNG reload for toll) go to HLB wise, Amex has just been for petrol and some general spend. Now Ikhwan replace Amex for petrol, and maybe AEON for general spend if I can figure out whether possible to hit RM1k a month (probably toss my insurance there too).

Maybank historically hardly offer much for new signups (compared to other banks).

Signing off this thread, so sad =( Enjoy the treatspoints guys. I will continue hold this card but likely will never use di.