It's OK, everyone has different view as someone said.
I will start monitoring this thread if it has started to divert its direction and make others difficult to read and discuss further.

Now I know Maybank executives use google search to learn about how their customers use the cards.. Like they have no such record in their system.. LOL..

HLB Wise is another option for those who earn 36k but this card is hard to get from my experience. So far my usage is like this:

MBB Amex- For everything that accept Amex and used it in weekends only
Uob One -Petrol on weekday if no other choice
Uob Vox- All online transaction that doesn't accept Amex
Cimb cash rebate - Any other purchases after all the above.

Now with Amex revised clause, i had to figure out how to maximize the benefits of my existing cards.

And LYN represents all credit cards‘ customers in the whole Malaysia.

why are you so pessimistic? why bother think about something that is yet to happen?

Cause Maybank nuke VS, VI, M2C in less than 1 week. Something doesn't seem right.

you can always wait and see instead of speculating something unnecessarily.

Yes we can wait and see. But this news already spread and we still need to plan ahead.

it's good to plan ahead and not speculate what will happen to other cards.

There's no one size that can fit all. It really depends on your usage patterns. Looking back at my own usage of the MBB2Amex card, I spent more on paying for online stuff than for fuel. So I'll most probably replace this card with UOB Vox/CIMB Cash Rebate.

or if you are qualified, PB VS as well.

If banks really wanted to read how people abuse their cards, they would be monitoring these forums already. The Lowyat forum is one of the biggest forums in Malaysia. If you can decipher these codes easily, all the bank staff from MBB, CIMB, HLB and whatever bank can do the same as well. Using codes does nothing to deter this.

Thanks, but won't qualify for that any time soon

I agreed. I am planning to use combo cards without annual fees.
UOB One for petrol, MBB Islamic for groceries + petrol (in case maxed out UOB One CB), and maybe CIMB for online payment.

Out of my league.

Hi Guys,

Thank god I lurk into here after missing from here a long time. Thanks for everyone that mentioned about the upcoming weekend 5% removal

I did a brief read up with the others thread and figure out some alternatives (at least for me but maybe applicable to others).

usage of amex now:
guardian
watson
major departmental stores
major dining (pbb vs)
dbkl (pbb vs, seems to be able to be paid by payonline, and posonline)
mp batu pahat
streamyx (pbb vs, tm.com.my? posonline?)
unifi (pbb vs, tm.com.my?)
tnb (pbb vs, posonline)
telekom (pbb vs, posonline)

on a side note, since i'm researching, i've figured out posonline (couple with pbb vs) can pay alot more bills, like:
mb johor bahru
iwk
syabas
syarikat air johor

hopefully those can get pbb vs 6% online, "thanks" to mbb for letting me research

may switch my existing HLB WISE card category from Groceries to pharmacies/departmental, since pbb vs covers groceries 6% and the frequency i did pharmacies could be more than groceries, which is not that often.

This post has been edited by cempedaklife: Jun 28 2015, 06:51 PM

Are you from competitor bank?
Try to inject negative comment about MBB?
Even without 5% cashback for everything, still a lot will keep it to use for dining and collect 5x TP.

Of course MBB already forecast what the impact before implement it.
Do you think they will simply make decision without having a comprehensive data?

This post has been edited by maskedchan: Jun 28 2015, 07:46 PM

He's just surveying around, I think I saw one of his posts that he hasn't owned any credit card yet.
Well, there's no wrong of checking around but I don't think speculation is right.

Just a student la. But looking for cards for family. If you don't do dining? The 5x point = 1.xx% cash back worth it meh?

Negative because I feel Maybank is becoming greedy and now, no point for my family to apply.

If competitor, why list out the maybank Islamic card for groceries use?

Chill bro, indeed many mbb2c users are finding alternatives here, and he doesn't sound like a person from other banks. Everyone is free to give suggestions in this forum right.

Right on. Was about to apply m2c via pledging fd. Now not going to do. Not worth for me. I don't do dining