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Credit Cards AEON Credit Cards V3, By AEON Credit Service

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sms2u
post Jun 25 2015, 10:42 AM

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QUOTE(cipher3344 @ Jun 22 2015, 10:43 AM)
maybe you should try apply AEON cc 1st.
if approved only apply watami.

since those are free AL....
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There is annual fee for aeon credit card. The annual fee waived swipeminimum of 12
transaction per year
sms2u
post Jun 26 2015, 09:56 AM

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QUOTE(lawsh @ Jun 26 2015, 09:21 AM)
as a holder of multiple platinum and above cards to be rejected for the application of this card is a big blow to me

i can't understand it at all
this was supposed to be my replacement card for OCBC titanium card
any advice on other choices?

still in disbelief that i have been rejected doh.gif doh.gif doh.gif
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Different financial institute have different rule or procedure.
Of cos different formula to judge for qualification for an application for credit card.

You might have to high DSR (Debt Service Ratio) which exceeded the limit and cause credit card application rejected.
sms2u
post Jun 26 2015, 11:21 AM

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QUOTE(lawsh @ Jun 26 2015, 11:12 AM)
well if clearing the statement balance every month is bad then i won't want to deal with them at all
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Clearing thebalance every month is a factor.

There have other factors as well. Like how much credit card u have, if some how u swipe all the credit card until max, they will afraid u unable to pay
sms2u
post Jun 26 2015, 11:23 AM

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QUOTE(fruitie @ Jun 26 2015, 11:16 AM)
Well, FYI I was rejected by Maybank for their Ikhwan Plat card despite holding their MBB2Cards Plat as well.
Not forgetting I have other banks' cards and no issue in other applications.

I clear all my statement balance on time and still they put me in high exposure category. smile.gif

How many cards do you have now? If I'm still interested in 6 months later, I might cancel some of my not useful cards for Ikhwan Plat.
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There are few options to apply this ikhwan credit card if u already have maybank credit card.

1. Apply this ikhwan as new application which means u need to submit all the relevant document.
2. Apply this ikhwan by taking some credit limit from other maybank credit card

Option 2 seems to be easily get approved as compare option 1.
sms2u
post Jun 26 2015, 12:10 PM

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QUOTE(fruitie @ Jun 26 2015, 11:42 AM)
I'm having 7 now. laugh.gif
Actually after Ikhwan rejected me, my other three applications were approved. tongue.gif
I think I will go for option 1 in Oct (6 months after April) if I'm still interested.

Option 2 is out, I will not take out a portion of my current CL for it. Maybank is already so stingy with CL, it is having second lowest of CL among all my cards. So, not taking it out for Ikhwan.
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If u go for option 1, the application might reject again.

U need so high credit limit?

How about request for credit limit increase for existing credit card and go for option 2 again?

sms2u
post Jul 3 2015, 06:14 PM

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QUOTE(weejin2000 @ Jul 3 2015, 05:57 PM)
RM0.00 AEONCredit: Menangi baucar m'beli-belah utk 1tahun dgn jwp soalan ini. AEONCredit penganjur"Oh-SemPerayaan"? Balas "AEON BETUL"/"AEON TIDAK" ke 66300.T&S
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Oh-Sem Perayaan Campaign
• Stand a chance to win FREE 1 YEAR GROCERY SHOPPING or electrical appliances and digital products.
• Campaign Period: 12th June - 2nd August 2015.


sms2u
post Jul 7 2015, 11:50 AM

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QUOTE(warningo0o @ Jul 7 2015, 10:54 AM)
is the new apply aeon watami cc need to pay AF?
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Swipe 12 times and AF waived
sms2u
post Jul 7 2015, 01:53 PM

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QUOTE(peri peri @ Jul 7 2015, 12:24 PM)
i called the cs, request to waive, all done.
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Yup may call to request for waive. The wiave depend on any on-going offer to waive. Either with conditiion or without condition and subject to management approval.

If you swipe more than 12 times in 1 year, the AF auto waived.
sms2u
post Jul 14 2015, 09:27 AM

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QUOTE(chiahau @ Jul 12 2015, 10:47 PM)
Citibank and Stan Chart no islamic cards, I think.

Because Conventional and Islamic have different way to calculate the interest and etc.

Long story short, it's 2 different entity of banking, so you get 2 different limit.

Not that it matters. Aeon should be conventional.
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Standard Chartered Bank Malaysia and Citibank Malaysia have islamic banking.

https://www.sc.com/my/saadiq/
https://www.citibank.com.my/english/islamic...nking/index.htm


But, seems cannot find any credit card issued by islamic banking for these 2 banks
sms2u
post Jul 21 2015, 12:13 PM

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QUOTE(richstars8818 @ Jul 21 2015, 10:43 AM)
i wonder if kept applying they will label one as "aggressive" in ccris record? or other reasons..
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CCRIS only show those debt. I do not think there is a section to show how many time u apply the same credit card
sms2u
post Aug 13 2015, 04:11 PM

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QUOTE(sj0217 @ Aug 13 2015, 01:35 PM)
Since early this year Watami Restaurant in Paradigm Mall has closed down, and now seem like turn to outlet in 1U ??

Hope there is no effect on Watami Credit Card  sad.gif
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Why u saying watami at 1U will close?
sms2u
post Aug 13 2015, 04:25 PM

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QUOTE(sj0217 @ Aug 13 2015, 04:22 PM)
Saw they removing the things, I guess is closed down...

If renovation, they may show something new or upgrade serve you better etc...
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if that is the case, only leave pavilion KL shop..

Let see whether the 1u shop will be removed from watami website.

http://www.watami.com.my/watami/locations/

Last time, we can see the paradigm is removed from this website once they close the paradigm shop.
sms2u
post Sep 1 2015, 12:08 PM

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QUOTE(ronnie @ Aug 30 2015, 12:48 PM)
Another WATAMI outlet is closed @ 1 Utama.

Only left Watami Malaysia @ Pavilion KL

Lot C4.04.00, Level 4 Connection Precinct,
Pavilion KL Shopping Mall,
168, Jalan Bukit Bintang,
55100 Kuala Lumpur, Malaysia.

T: +603-2141 6671 / 016-9206032
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One and only 1 in Malaysia.
Watami website already remove one utama outlet.

http://www.watami.com.my/watami/locations/
sms2u
post Sep 1 2015, 02:04 PM

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QUOTE(victorywp @ Sep 1 2015, 01:45 PM)
i don't understand what's the point for you to repeat ronnie post again?  sweat.gif
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I am telling it is true as we can see the watami website do not have the one utama outlet.
This happpen when they close the paradigm outlet.

They are fast in update their website. No like other no care about the website info.
sms2u
post Sep 8 2015, 11:15 AM

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QUOTE(roger roger @ Sep 8 2015, 11:00 AM)
what happen to Aeon Credit website? i seem i cant load their main page for many days. so annoying.
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I can see the page now.
sms2u
post Dec 3 2015, 10:02 AM

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QUOTE(cyang @ Dec 2 2015, 10:49 PM)
I just tell them I don't want to pay the annual fee.
If it can't waived, just help me cancel it.
The next day, the annual fee being adjusted and waived by Aeon.
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they no offer to swipe the card to waive the annual fee? the annual fee will be waived if u swipe 12 times in 1 year.
sms2u
post Jan 8 2016, 01:27 AM

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QUOTE(intrepidity85 @ Jan 7 2016, 04:54 PM)
economy no good, many business seems closing down or facing bankruptcy lor
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I wonder why they close down other outlet as pavalion should be paying high rental. wonder many customer there?
Other outlet seems very seldom customer, except 1 utama still ok last time
sms2u
post Jan 17 2016, 01:11 PM

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QUOTE(kawteem @ Jan 17 2016, 12:34 PM)
Anyone managed to reapply for watami card after unsuccessful application? How long you waited before reapplying again?
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normally, u need to wait 6 months to reapply the credit card
sms2u
post Mar 6 2016, 11:07 AM

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QUOTE(fruitie @ Mar 6 2016, 10:47 AM)
I received this SMS. What's it about?

RM0.00 A RM30.0 Rebate Voucher is awaiting u. Collect NOW with your AEON MEMBER: xxxxxxx at AEON MEMBER Ctr Mid Valley. T&C apply. Call: 1300802366
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do u redeem any voucher with point? or check latest statement see whetehr got deduct the point? i no see any promotion which offer voucher. do u have aeon watami cc? when is ur anniversay for aeon watami or birthday> may be replacement for AEON watami voucher with this AEON voucher. I wonder why they no send to u instead of asking u to collect. inconvenient.
sms2u
post Mar 6 2016, 04:51 PM

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QUOTE(Alec.Yong @ Mar 6 2016, 04:01 PM)
Staring 1/4/16, all aeon vouchers has its expiry date..wink.gif
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Another bad new. how long the expiry date? What happen to voucher issued before this?
Any website to check?

QUOTE(babienn @ Mar 6 2016, 04:14 PM)
I've read that Aeon has stopped accepting new Watami card application? So no more card can provide 3% rebate for all retail transaction?
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QUOTE(alexanderclz @ Mar 6 2016, 04:15 PM)
yes. already quite some time
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AEON stop process AEON Watami CC application. But, what happen to 3% rebate ? no one yet to tell or I would say AEON also no announce, rite?

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