Thanks for the reply, i was actually a bit skeptical because i thought the JMB fire insurance only covers common area like gym, swimming pool...etc

I have one more doubt, can the JMB insure the fire insurance policy to only cover the common area excluding your property? Not sure if strata high rise and strata landed fire insurance policies can be different in terms of the coverage or it's a standard protocol...

FYI, if you read my earlier post i am talking about landed strata titles !
Besides that, i'm not being skimp here. My point is that the adequacy of the JMB insurance coverage and not sure what it covered.

It is prudent to take up additional coverage if the JMB insurance is not adequate and if necessary.