Hi,

I have questions regarding landed strata titles. Hope if anyone can help me clarify.

1) The JMB master policy of fire insurance only covers exterior/common areas only ? Or it includes the owner's property as well ?
If it includes common area as well as private area, wouldn't be the insured amount be higher if compared to buying own fire insurance?

Thanks for the reply, i was actually a bit skeptical because i thought the JMB fire insurance only covers common area like gym, swimming pool...etc

I have one more doubt, can the JMB insure the fire insurance policy to only cover the common area excluding your property ? Not sure if strata high rise and strata landed fire insurance policies can be different in terms of the coverage or it's a standard protocol...

FYI, if you read my earlier post i am talking about landed strata titles !
Besides that, i'm not being skimp here. My point is that the adequacy of the JMB insurance coverage and not sure what it covered.

It is prudent to take up additional coverage if the JMB insurance is not adequate and if necessary.

I am chill here.. lol

Actually i don't have any landed strata title, that's the reason i'm asking here if anyone has experience with it. If i do have one, obviously i ask the management my self. I came to know about this from somewhere i think (not sure where), then i was intrigued on the amount of insurance policy produced by the JMB

Just curious to know for knowledge purpose

This post has been edited by GIVEMEABREAK: Aug 2 2019, 11:33 AM

Exactly, yeah it's quite rare to find info about landed strata titles...