I already have > RM50 in my account. Had topped up in anticipation of renewing it. If I wait for it to expire, will my RM50+ still be there or will it be forfeited and I have to top-up another RM50?

Two years ago, I remember I could EXP2 a week before it expired. Now, 5 days out, still cannot. I wonder what has changed.

To renew for another 2 years, that's why. I topped up a week before it expired thinking I could do the same like two years ago when I managed to renew a week before expiry.