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Credit Cards Public Bank Visa Signature v2, 6% Cashback On Grocery, Dining, Online
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BumHunter
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 Jul 19 2015, 10:28 AM
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QUOTE(mamamia @ Jul 14 2015, 07:39 AM) Ya, I notice it mentioned 3x entry. But wonder it include KLIA2. Coz some bank only allow access to KLIA only n not applicable to KLIA2. Airport Lounge Access Complimentary 3x access to Malaysia Plaza Premium Lounge in a year without condition Hie....from the product detail....it mentions require to spend 5x transaction oversea oni can free access within 30days....if not will charge rm75 include GST rite? |
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BumHunter
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Jul 19 2015, 11:19 AM
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QUOTE(karcity @ Jul 19 2015, 11:10 AM) I think the term and condition on the first page should be updated. SO wat is the latest tnc? |
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BumHunter
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Jul 19 2015, 01:45 PM
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QUOTE(PsychoJoe @ Jul 19 2015, 11:21 AM) Complimentary 3x access to Malaysia Plaza Premium Lounge in a year without condition Oic...seem like a bit useful for me which travel within domestic region....thanks for info |
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BumHunter
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Jul 19 2015, 01:46 PM
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QUOTE(mamamia @ Jul 19 2015, 11:42 AM) It going to revise to 3x a year without condition. Now is unlimited access entry as long as u swipe 5x oversea transaction Bro....a question.....if i go in together with supplumentary card holder....it consider 2x out of 3x or is 2x out of 6x? |
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BumHunter
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Jul 19 2015, 11:42 PM
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Anyone knows that if i apply supplementary card through ringgitplus eligible for lugage also?
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BumHunter
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Jul 20 2015, 07:11 AM
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QUOTE(Human Nature @ Jul 20 2015, 12:03 AM) Thanks for info |
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BumHunter
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Jul 20 2015, 07:12 AM
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QUOTE(victorywp @ Jul 20 2015, 01:58 AM) according to guy3288 latest call with pbb cs should be 2x out of 6x, need other's confirmation. Thanks for info....is a good news |
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BumHunter
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Jul 20 2015, 08:53 AM
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QUOTE(areankim @ Jul 20 2015, 08:19 AM) wow! just applied as saw the good news... 3x Access to PPL without condition!!! awesome! Yes...especially it is appplicable for KLIA2 ...i got Citibank Premiermiles which got unlimited access to all airport at malaysia except KLIA2....this is a must and good news for me too |
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BumHunter
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Jul 20 2015, 10:18 AM
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QUOTE(areankim @ Jul 20 2015, 09:28 AM) just applied, havent got approved... mana tahu reject.. lol MBB is such a dissapointement, now on Aug, i only have WISE to stick with... Usually if u don have any crisis n ctos problem can easily get approve |
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BumHunter
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Jul 20 2015, 11:37 AM
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QUOTE(areankim @ Jul 20 2015, 11:16 AM) CCRIS CTOS clean clean cantik cantik. Then confirm appprove lo....don need worry |
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BumHunter
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Jul 21 2015, 05:51 PM
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QUOTE(victorywp @ Jul 21 2015, 05:12 PM) ronnie may update the below to first post.  guy3288 as per pbb website update, pbb vs principal + supp card = 3x ppl access per year only. https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspx Aiyoooo...like this no ppint to apply sup card already since 3x is combine principle n sup card |
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BumHunter
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Jul 22 2015, 07:27 AM
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QUOTE(kokjin99 @ Jul 21 2015, 11:52 PM) Ohh...no!!!! |
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BumHunter
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Jul 22 2015, 11:48 AM
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QUOTE(Human Nature @ Jul 22 2015, 10:50 AM) hehe it was me who emailed PBB to update the website about this  Aiyooo....y don u ask them update 30x instead of 3x? Wkakakaka |
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BumHunter
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Jul 22 2015, 08:25 PM
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QUOTE(PikachuPikachu @ Jul 22 2015, 07:46 PM) i called CS and she told me principal and supplementary card entitled for 3x lounge access EACH.. but the website stated otherwise (combined principal and supplementary 3x).. can any experienced forumer enlighten me on this? Thanks. Huhu.....i belive PBB will Not be so.generous....don expect too.much later lead.to disappointment...keke |
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BumHunter
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Jul 22 2015, 10:22 PM
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QUOTE(Mr Gray @ Jul 22 2015, 10:12 PM) Yup for emergency cases. And sometimes I do have to go outstation, and have to buy flight tickets and hotels on my own first, before being reimbursed by the company. And high credit limit for PB card is useful for balance transfer purposes. I usually convert any expenses above 1k into 12 months and 24 months instalment. I do have the money to pay all the expenses, but I keep it in FD and unit trusts in the mean time.  . Get to earn some extra money. And I set sms notification to rm1 for all my cards. So in case of fraud, I would know right away. Agree but one thing no good for high credit limit is will affect ur loan application suscess rate |
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BumHunter
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Jul 22 2015, 10:56 PM
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QUOTE(Mr Gray @ Jul 22 2015, 10:30 PM) Hmm, how does the bank calculate the exposure? . I've heard from friends before that they take a certain percentage from the CC limit. Is that true? I am.not so sure.....but according to a fren work in mortgage loan....credit limit in cc is form of money u can access anytime therefore they will consider the miNimum payment of ur total credit limit if fully ultilise as ur monthly commitment. Example.ur credit limit is 100k and if fully ultilised means one month u need to pay rm1500 minimum payment.....this rm1500 will deducted from 60% of ur monthly net income and the balance only used to calculate ur monthly affordability Ur monthly income net is 10k. Then use 6k minus 1.5k left 4.5k to serve ur monthly repayment. Means ur loan monthly repayment cannot More than rm4.5k |
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BumHunter
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Jul 23 2015, 06:16 PM
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Huhu......just fill application form for Sup Card for my wife.....is time to get the blender....muahahhaha
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BumHunter
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Jul 23 2015, 09:21 PM
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Strongly recomend PBB to redesign the credit card.....so ugly
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BumHunter
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Jul 23 2015, 10:45 PM
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QUOTE(karcity @ Jul 23 2015, 10:36 PM) I think ugly is ok, rather than useless. Some card nice design, but poor benefits Actually i m.willing to pay RM100 if they change design to replace the card with new design....haha |
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BumHunter
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Jul 24 2015, 11:51 AM
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QUOTE(victorywp @ Jul 24 2015, 09:15 AM) what?! why waste your 2 months cashback just for the card design??   Personal preference...i value my hapiness wen look at the nicer design worth more than RM100...keke |
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