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 SSPN-i Plus, New Product by PTPTN

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SUSDavid83
post Jun 29 2017, 09:02 AM

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QUOTE(kelvinfixx @ Jun 28 2017, 02:53 PM)
Still got tax relieve ? Is it stop?
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This year will be the last for relief up to RM 6k
Unless there's an extension from Budget 2018; otherwise, it'll be reverted back to RM 3k relief.
SUSDavid83
post Jun 29 2017, 02:41 PM

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QUOTE(kelvinfixx @ Jun 29 2017, 02:20 PM)
I want to open account online

https://www.ptptn.gov.my/esmas-open-acc-web/#/openAccount

Butir-butir Pendeposit <- My info?
  
Jenis akuan <- Untuk diri sendiri?

Butir-butir Penerima Manfaat/Diri Sendiri <- My chidlren?

Butir-butir Waris Terdekat <- who?
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For your children, shouldn't this field be "Untuk Anak Jagaan Yang Sah"?

Waris Terdekat ---> Your wife? I'm not sure.

This post has been edited by David83: Jun 29 2017, 02:49 PM
SUSDavid83
post Mar 21 2018, 05:51 PM

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QUOTE(wongmunkeong @ Mar 21 2018, 05:28 PM)
mine dah masuk in my gir's SSPN liao smile.gif
now aiming for the petrol cards bwhaaha
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What petrol cards?
SUSDavid83
post Apr 15 2018, 05:51 PM

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QUOTE(jenern84 @ Apr 15 2018, 05:43 PM)
Do we deposit rm6000 once or rm6000 every year in order to enjoy the rm6000 tax relief?
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Tabungan bersih.
Every year fresh fund of RM 6K
SUSDavid83
post Apr 15 2018, 08:31 PM

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QUOTE(MUM @ Apr 15 2018, 05:55 PM)
yes,,....
if he/she falls under one of this category
http://www.ptptn.gov.my/web/english-tutup/...lief-assessment
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QUOTE(airtawarian @ Apr 15 2018, 08:18 PM)
Still dont understand
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Please don't post and ask the same thing over and over.
You have similar question and reply at the Income Tax thread.
SUSDavid83
post Jun 10 2018, 12:36 PM

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QUOTE(MUM @ Jun 10 2018, 12:31 PM)
there was an allocated budget for it....
if the budget had been fully utilised.....then....
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Confirmed allocated?

The Raya bonus also not allocated in the original 2018 Budget:
https://www.malaysiakini.com/news/429021

This post has been edited by David83: Jun 10 2018, 12:37 PM
SUSDavid83
post Jun 10 2018, 12:46 PM

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QUOTE(MUM @ Jun 10 2018, 12:45 PM)
some already confirmed that they already got it....
https://forum.lowyat.net/topic/1819492/+1140
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The previous admin is like playing balance transfer only.
Whatever promise made but not allocated will be getting via Supplementary Budget Bill!

This post has been edited by David83: Jun 10 2018, 12:47 PM
SUSDavid83
post Jun 10 2018, 08:50 PM

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QUOTE(Ktkloong @ Jun 10 2018, 04:17 PM)
Maybe new gomen will gv better incentive
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How to give when debt is at RM 1 trillion!
SUSDavid83
post Jun 11 2018, 06:52 PM

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QUOTE(yageosamsung @ Jun 11 2018, 05:31 PM)
hi guys..
Just a question...
I still owed PTPTN money, and paying via direct-debit monthly.
Am I eligible to save money in SSPN-i?
TQ
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SSPN-i is for your children.
Why you need it?
SUSDavid83
post Feb 23 2019, 08:16 PM

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QUOTE(soonming @ Feb 23 2019, 07:26 PM)
I got email saying I won saguhati 200.
Hope it's real. Anyone else got this email?
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Sender email address?
SUSDavid83
post Feb 23 2019, 08:25 PM

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QUOTE(soonming @ Feb 23 2019, 08:21 PM)
noreply@mx5.ptptn.gov.my

Some cabutan bertuah wow
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noreply@mx5.ptptn.gov.my

This section sounds very fishy.
SUSDavid83
post Feb 27 2019, 08:16 AM

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QUOTE(kenzotaj @ Feb 27 2019, 08:10 AM)
Hi..guys.. sspn recently sms regarding "loyalty dividend of 0.5% " if deposit rm500 b4 april 31.. my question is

1) the 0.5% is paying for the 2019 rm500 new deposit only  / Or 0.5% calculated upon rm500 + all saving amount in my sspn account deposited over years?

2) i see my sspn yearly dividen is about slight over 3% only over these couple years
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1)
Soalan :
Berapakah nilai Ganjaran Kesetiaan SSPN-i yang ditawarkan di dalam kempen ini?
Jawapan :
Kadar Ganjaran Kesetiaan SSPN-i adalah sebanyak 0.5% atas simpanan yang dibuat dalam tempoh kempen. Kadar ini merupakan kadar tambahan ke atas kadar dividen tahunan yang diberikan oleh PTPTN.

URL for FAQ: https://www.ptptn.gov.my/images/fail/promos...tiaan_sspni.pdf
SUSDavid83
post Mar 1 2019, 02:21 PM

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QUOTE(attentional @ Mar 1 2019, 02:05 PM)
yeah i have the same question. i just opened an account online and deposit RM20

How do I check my latest statement? I try ptptn online it is still showing 2018 statement doh.gif
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Should be under maintenance for generating 2018 annual statement.
SUSDavid83
post Mar 1 2019, 03:15 PM

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QUOTE(WaCKy-Angel @ Mar 1 2019, 03:12 PM)
Thx clear now.

Few more questions..
1. Saw earlier some said new account now can only make withdrawal after 1 or 3 years, and also limit 1 withdrawal per year, can confirm? https://www.ptptn.gov.my/pengeluaran-penutu...aun-sspn-i-side did not mentioned about it.

2. Tax relief up to 8K/year meaning how much do i need to deposit a year? Deposit 8K get 8K tax relief? https://www.ptptn.gov.my/pelepasan-taksiran...kai-sspn-i-side did not mentioned about it.
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You deposit 8k to reduce your taxable income by 8k.
How much tax is being saved depends on which tax bracket are you in.

The tax relief is based on nett deposit of the assessment year.

This post has been edited by David83: Mar 1 2019, 03:17 PM
SUSDavid83
post Mar 1 2019, 03:29 PM

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QUOTE(WaCKy-Angel @ Mar 1 2019, 03:23 PM)
Can draft a simple example?

This tax relief should be file under which section? probably that will be clearer to me.
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Under PELEPASAN
Tabungan bersih dalam Skim Simpanan Pendidikan Nasional

Let's your taxable income is RM 100k, your tax rate is 21% and payable tax is RM 10,900
If you contribute RM 6k in 2018, your taxable income is reduced to RM 94k, your taxable income becomes RM 9,640
Tax saving is RM 1,260

This post has been edited by David83: Mar 1 2019, 03:30 PM
SUSDavid83
post Mar 5 2019, 09:44 PM

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That's a a good improvement as it saves the headache on how much deposits are really eligible for tax relief.
SUSDavid83
post Mar 5 2019, 09:46 PM

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QUOTE(yklooi @ Mar 5 2019, 09:45 PM)
thanks for confirming....the auto fill.
so now I no need to print out a copy from SSPN and keep liao
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From book-keeping wise, you still need to do it.
Since it just started this year, I doubt many of their staffs (especially the auditors) are aware of it.

This post has been edited by David83: Mar 5 2019, 09:50 PM
SUSDavid83
post Mar 17 2019, 11:45 AM

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QUOTE(MNet @ Mar 17 2019, 07:38 AM)
What the diffrerent between sspn and sspn-i in term of benefit?
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SSPN no longer available right?

 

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