read the "amended post"

Dear all

Based on table attached,
If i sunbscribe SSPN-I Plus Berlian package, i will contribute RM500 every mth, with RM200 to SSPN-i savings and RM300 to Takaful insurance.
I will benefit from the insurance as a result of it.

My question is if everything is fine, this means the RM300 contribution is burnt? Is there some return from the RM300 or its burnt?

My other question is SSPN-I also have death and TPD insurance benefit to the depositor rite?

Thank you




Attached thumbnail(s)

The RM300 is the cost of insurance, the return you get it's the insurance coverage.

For sspn-i, you can refer https://www.ptptn.gov.my/perlindungan-takaful-sspn-i-side

-deleted-

This post has been edited by vondeland: Dec 10 2018, 05:04 PM

It's gone. It's like a term-life plan.

By the way, did you subscribe to this? New tax relief separates out EPF and life insurance portions, so it might make sense to get this if you don't have a life insurance already.

Is SSPN-i semakan penyata website down?

https://www.ptptn.gov.my/saving/sspnlogin.html

I got email saying I won saguhati 200.
Hope it's real. Anyone else got this email?

Sender email address?

noreply@mx5.ptptn.gov.my

Some cabutan bertuah wow

noreply@mx5.ptptn.gov.my

This section sounds very fishy.

Hi..guys.. sspn recently sms regarding "loyalty dividend of 0.5% " if deposit rm500 b4 april 31.. my question is

1) the 0.5% is paying for the 2019 rm500 new deposit only / Or 0.5% calculated upon rm500 + all saving amount in my sspn account deposited over years?

2) i see my sspn yearly dividen is about slight over 3% only over these couple years

1)
Soalan :
Berapakah nilai Ganjaran Kesetiaan SSPN-i yang ditawarkan di dalam kempen ini?
Jawapan :
Kadar Ganjaran Kesetiaan SSPN-i adalah sebanyak 0.5% atas simpanan yang dibuat dalam tempoh kempen. Kadar ini merupakan kadar tambahan ke atas kadar dividen tahunan yang diberikan oleh PTPTN.

URL for FAQ: https://www.ptptn.gov.my/images/fail/promos...tiaan_sspni.pdf

Hmmm... if take that money put into FD will yield higher interest compared to this 0.5%. Then later put into SSPN.

If one put money into sspn on the 1st Jan....next year 1st Jan will get how many %?
If one put money into FD on 1st Jan...end 31 Dec withdraw n put into sspn....how many % gain?

lots of "interesting" financial logic posted by fellow forumers these days eh bro.. agar wood to weird FD % calc
I salute your endurance in responding to these
me, i just

SSPN thus far is an ok tax relief & cash holding vehicle for me

This post has been edited by wongmunkeong: Feb 27 2019, 01:58 PM

When I deposit $ to SSPN-i via PTPTN counter, will the deposit amount show up in its web immediately or need to wait for next working day?

yeah i have the same question. i just opened an account online and deposit RM20

How do I check my latest statement? I try ptptn online it is still showing 2018 statement

Should be under maintenance for generating 2018 annual statement.

1. I saw previous posts saying if deposit end of the year and withdraw early of next year eligible for tax relief, is it still the same now?

2. Anywhere i can see previous years interest given out?

3. I saw above mentioned SSPN-i comes with insurance, is it a must? or any way NOT to get it?

4. Anywhere i can compare differences between SSPN vs SSPN-i (if still available) ?