QUOTE(bringit6 @ Jun 9 2015, 11:44 AM)
I got an offer from bank for personal loan RM22K at 3.99% per anum. They say they offer for sleected customers only. Advisable to take or not?
Lets me tell u a story about me...on 2012 i took personal loan - angkasa for rm200k , interest 3.88% for 20 years tenure(currently not available), that money i used for apartment purchase, full settlement for car and ptptn,
last year - 2014, that apartment just sold for rm310k , and the gains for that sale already can cover the personal loan , but I'm not do the full settlement of that personal loan because I campak rm200k at ASB and the rest i used for down payment of double storey house