Great work to boomchacha!!

Today went to HSBC to enquire on the HSBC 5% promo. Was told that I must maintain RM10 in their "saving" account n if I close the account, I need to request banker cheque to get back the RM10 as they won't refund through cash. N I will charged for the banker cheque RM5 + GST. So, means no matter how I will need to pay them the "admin fee" (my balance in the Acc) to close the account.

Haha, bcoz of the RM10 monthly charges if balance less than RM30k. N I don drink coffee. Hehe.. N the interest rate offer by HSBC not worth to keep RM30k in there if other bank can offer better rate. If without the monthly fee, I'm willing to keep it..

Went to Ambank and was told that their FD promotion ended on last Friday as they have hit target. Wasting my time 😔

Just place the maybank 6+6, the FD cert didn't show next 6 months rate. Only show 4.04 for 1st 6 months

This post has been edited by mamamia: Jul 7 2015, 05:50 PM

I didn't ask, but normally when u want to withdraw, u need to bring your certificate to withdraw.

I saw there is 1 clause in the ads stating subject to OPR, maybe this is the reason why they didn't put the next 6 months rate in the FD cert.

That time Shd be MBF

Ambank FD
3.7% for 2 months
4.0% for 5 months
4.2% for 12 months

Fresh Fund RM10k, until 30 Nov or hit quota as advised by the branch manager.

OTC

Minimum fresh fund RM10k, no step up/ roll over

Haha, that's y I said no step up/ roll over FD from Ambank.. Hehe..

Any CASA requirement? Minimum fresh fund?

Off topic:
http://www.bernama.com/bernama/v8/bu/newsb....php?id=1175127
Free IBFT and IBG from 1 October - 31 December 2015

Suppose GIRO also free

https://www.hlb.com.my/main/assets/files/tw...tion-tnc-en.pdf

Based on the HLB 15 months step up promotion tnc, only certain branches got such offer.. no wonder some forummer reported no such promotion when they check with the branch officer... I checked their HQ at Wisma HL also not in the list...

kl HQ n Bukit bintang branch also not in the list..