Checked with my RM today, seems the 3 months 4% is for PB customers only.
RM1k min. fresh funds.

Let's see this Friday.. 

learn from some one who like to say: what is the point? 0.05% for 10k is RM5.

After roti canai n tek tarik, still have bal

How about eFD? 

15.18/5500*365/31 = 3.24967%. In fact, less than 3.25% for the sake of argument

Try to deposit RM 5500 for one more month, then you will know whether the bank calculate the interest by total days in a month or by 1/12 year  

If my calculation is correct, next month the interest you will receive is

RM5500*30/365*3.25% = RM14.69

perhaps the interest you get on a 30 day month and a 31 day month is slightly different

Still haven't announce OPR rate ?

HSBC Bank offers 5% for 3 mths FD under HSBC Advance
Did anyone open tis a/c?

Search for entire thread, didn't find anyone talking bout Mach early withdrawal.
Sharing my experience, need your expertise/guide on this.

On 28 Feb 2015, placed RM10,700 @ 4.00%p.a
Today, because of emergency, I needed the money, selected Partial Withdrawal, received the TAC, I was shocked with the receipt stated
Nett Withdrawal Amount (MYR) 10,593.88 and my FD account has gone from the list in Mach FD.

With frustration and disappointment went to the nearest Mach center, they couldn't help but asked me to call direct to their helpline.

Feeling rip off and disappointed by what was advertised on Mach "Flexibility with Partial Withdrawals" & "The First Online Fixed Deposit that Allows Partial Withdrawals."

Question remains:
I'm absolutely clear that I select the 'Partial Withdrawal' but the system didn't let me key the amount I wish to withdraw. And it only came out Nett Withdrawal Amount at the end.

FAQ Mach Fixed Deposit Account

Terms and Conditions for Mach Fixed Deposit

anyone tried public bank fd promo with the free samsung note 5?

Where is the 5% interest rate for 3 months FD finish?
Can get amanah mpower platinum credit card?

Any fee charge if u no maintain Rm30000 after 3 months as advance customer?
Also, any fee charge for primier customer, if no maintian the min balance?

Hi sifus;

I'm noob over here thinking of parking my money in FD... I would like to ask some basic questions;

- When I put my money into FD for (say 6 months or 1 year), will I be able to withdraw & use the earned-interest every month...? (For example if my interest is RM100 per-month, then will I be able to withdraw that RM100 to use every month?)

- What is a CASA account? (A requirement by Maybank to open FD...)

I'm thinking about eFD here...

I want to be able to withdraw & use the interest-earned; every month (is there such thing?)...

Regards.

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unkle ram, br minimum rm500 for >2 mth fd. not rm5k. 

http://www.bankrakyat.com.my/term-deposit-account-i

Thanks a lot sifu.

so I will take a look at bank Rakyat then (hope to be able withdraw monthly interest to use)...

I have my saving accounts in Maybank btw...

Regards.

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Yeah I guess there are always risk to take...

BTW, about BANKRAKYAT's Term Deposit Account-i as seen here http://www.bankrakyat.com.my/term-deposit-account-i

It stated;

Special Features:

- Profit rate is determined at the opening of an account
- Deposit of more than RM5,000, profit is paid monthly
- Automatic renewal upon request
- Deposit Certificates may be used as collateral for other Syariah-compliant financing
- Takaful coverage

For the bolded part, does it mean that if I am parking my money in there for (say 60 months @ 4.50%); I will be able to withdraw the interest every month for my personal use...?

Still very noob to FD here lel...

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I think this BankRakyat's Term Deposit Account-i is a very suitable one (to meet my criteria).

If BankRakyat needs to charge for crediting the interest over to my Maybank SA, then I guess I would just go to open SA in BankRakyat right...

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which part of the terms state any bank?