My in law stays near to Agro Bank
They intend to open FD a/c due to convenience
Their 12 mths FD is 3.60% but not member of PIDM
Did anyone open a/c with Agro Bank b4 n mind to share yo banking experience?

it is a good bank for land financing, other than that, nothing much i know

One forumer mentioned that it is now 13 mth 4.2%.

Looks awesome! But "profit sharing ratio"? Wouldn't obtain 100% from 4.5% isn't it? Anyone care to clarrify on this?

Not much attractive FD promo within this month , I have seen BR having quite good interest rate for short term e.g. 3momth , 6 month . Previous post mentioned can request higher rate , mind to share what is the process need to go thru? Going to open a FD account tomoro , hehe

Just came back from UOB. Surprised that they still have the 4.18% 1-year FD rate. On further enquiries, they said it was extended but probably up to end of this week.......

As to the SCB 15 mth 4.5% interest crediting issue, my RM updated me that they are doing manual crediting for me. As mentioned before, I have 3 FD for this promo. First one got the interest credited, but 2nd one is not. 3rd one next month.

This sound similar to the previous 15 mth 4.25% interest crediting issue that Ah Boom and others (including me) faced Feb/March this year (FD placed Aug/Sept last year). How SCB keeps on having this type of issue is

Those that have this FD promo need to check when the 6 mth is up.

This post has been edited by bbgoat: Aug 10 2015, 06:03 PM

Thanks for the update.. Ah Sir..

Don't know if we can receive the 2nd batch of 6 month interest from 4.25% FD on time (19 Sept) or not this time...?
But I doubt it lah..

Quite troublesome to get the Service Manager/RM to help us to chase for interest like this...

Wat is T&C?

I sure hope they have fixed the issue. My next batch is the same date as yours.

Do you have the SCB 15 mth 4.5% one placed ?

I bought bank draft of USD at 3.9590 at CB today. Got some cash at 3.93 from money changers.

Evening news said RM is heading to 4.05 level !!

This post has been edited by bbgoat: Aug 10 2015, 07:44 PM

here is my schedule

4.5% 15 mths 5-sept (1st batch)
4.25% 15 mths 15-sept (2nd batch)
4.25% 18 mths 29-sept (2nd batch)
4.25% 18 mths 13-oct (2nd batch)

My third FD for 15 mth 4.5% is on 2/9. But SCB should settle my second one before that date. If not ..............

After that is 19/9 15 mth 4.25% FD. After our discussion on the issues in March, the 18 mth FD no issue in getting the 6th mth interest.

Errrmm.... didn't ask. I think it is the same T&C as the UOB Merdeka FD promotion.

Yes.. my 1st batch of 4.5% FD's interest is available on 4 Sept if SCB will pay me on time..

Oh.. why you bought bank draft..?
For your kid or CD..?

Oh.. 4.05..?
I think property market is in a deep shxt..!!

I have a feeling BSN wants to "lock" depositors by offering 4.5% for 5 years..
And MBSB's 4.5% for 18 months could be a "small" set up too...

This post has been edited by BoomChaCha: Aug 10 2015, 08:31 PM

Bank draft for school fees and living expenses. CD going to U.S. and subsidize them ? Maybe only if I am going with them.

If the USD rate goes to 4.05 or beyond, deep shxx lah !

Oh..I think CD will reduce unless if can add more tips to them..

It looks like very possible to reach beyond 4.05% soon....

I started to worry about my 5 years FD since yesterday...
But this is the risk I am going to take...let it be lah...

This post has been edited by BoomChaCha: Aug 10 2015, 08:42 PM

Good evening all sifus,
i would like to check with you all the Public Bank Step up FD 4.28%. I wonder how they calculate the interest. And, is it the same for all banks to calculate the interest?

Thank you all in advance..

while waiting for responses...
try this site...the rate was "OLD" but I think there is a guide on how the interest rate are calculated...
http://savemoney.my/public-bank-step-up-fd...-september-2014

Really thank you for ur response. thank you for your time also.