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Credit Cards CIMB Bank Credit Cards v3
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rdsakuragi
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 Jul 14 2015, 12:49 PM
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New Member
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I am new to the credit card. I got my Petronas Gold Master Card that I have applied on two week ago yesterday. It came with a generic Visa Gold Card that I did not sign up during my forms submission to the bank. Called CS for verification and she mentioned that currently they will provide the Visa card along with the other requested card to all new customer and ask me to try the card first before deciding for cancellation. As far as I know the Visa Gold Card has an annual fee @ RM140++ to be charged on the 2nd year onwards but the CS person said it can be waived later.
I have activated both cards eventually but now I get annoyed by this. I think I should have cancelled that Visa card in the first place instead of keeping both. What is the requirement of CIMB bank to waive the annual fee when it took place? I googled it but I can’t find info on that matter. Can they really waive it upon request?
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rdsakuragi
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Jul 14 2015, 02:01 PM
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New Member
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QUOTE(laymank @ Jul 14 2015, 01:05 PM) No worries. You can use it for 11 months, if you want to. On the 12th month, stop using it so that there is no outstanding amount on the card. once the AF is charged to the card, you can call CS to waive. If they refused to waive, just cancel the card on the spot. Without any outstanding amount from the card, basically you have not used the service, you can cancel the card without having to pay the AF. Will keep the card then. Thanks for the advice btw! |
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rdsakuragi
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Oct 25 2015, 01:34 AM
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New Member
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QUOTE(rdevil33 @ Oct 23 2015, 04:41 PM) Applied online yesterday for PETRONAS MasterCard. Today receive call for verification (surprise for CIMB efficiency!). cs inform will issue combo card (together with CB platinum. Both card share credit limit). Since no AF for both, just keep it. The thing attract me for PETRONAS MasterCard is the 10% for Perodua service. Any one use this benefit before? This applicable only on participated Perodua Service Centre, not all. http://www.cimbbank.com.my/content/dam/cim...July%202014.pdf |
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