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Credit Cards CIMB Bank Credit Cards v3

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chiahau
post Aug 1 2015, 11:35 AM

Fatthau StalKer
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From: Malaysia


QUOTE(DuO LoN @ Aug 1 2015, 11:25 AM)
Time is ripe to dump this useless card. whats with the next statement cash rebate shit they are adopting? nazir is getting too poor to pay cash rebates? i guess 1mdb need money from CIMB as well. bye bye. after next month im cancelling this crap of a card/
*
I can't say I don't feel the same way.

QUOTE(fruitie @ Aug 1 2015, 11:28 AM)
I cannot recall my previous statement because I'm on mobile now, so previously the rebate will be credited to same month's of statement?
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Previously, it's every 28th of the month.

Now, next month only can get.
chiahau
post Aug 1 2015, 12:03 PM

Fatthau StalKer
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From: Malaysia


QUOTE(fruitie @ Aug 1 2015, 11:54 AM)
sweat.gif Next month which day? Either way also cannot offset our spending before paying right?
Now I'm thinking how to cancel my card with cash rebate in it? I hope can be credited into my CASA. hmm.gif
Wait till my VOX is approved first, now just keep it...
*
If my memory served me well, the next statement date.
chiahau
post Aug 3 2015, 10:34 AM

Fatthau StalKer
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Joined: Aug 2009
From: Malaysia


QUOTE(zamnrul @ Aug 3 2015, 09:06 AM)
hi just want to ask ..if i go to cimb apply cimb plat cash rebate...get the card on the spot?like rhb klcc got on the spot if we have epf statement?
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Yes.

Can get on the spot.

Providing :-

1. You can print your EPF before 4 pm.

2. Their machines are working alright.

3. Their staff are actually working.

Problem number 3 is the major one actually.

Waited 3 hours and 15 min for my card last time around while my friend got it all done within 25 minutes at the same branch.


chiahau
post Aug 3 2015, 02:46 PM

Fatthau StalKer
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From: Malaysia


QUOTE(nickcct @ Aug 3 2015, 02:14 PM)
Does CIMB The Gardens branch provide this on the spot credit card issue?
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Not sure about that. I heard the one in Paradigm
Mall can?

Can't remember honestly.

I am usually in kl areas so klcc is where I usually go.
chiahau
post Aug 4 2015, 08:12 PM

Fatthau StalKer
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Joined: Aug 2009
From: Malaysia


QUOTE(cybpsych @ Aug 4 2015, 08:04 PM)
what exactly are you referring to?
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Probably Visa Signatures.

But CIMB's Signatures macam takde guna one.

Pale in comparison with MBB's or PBB's.


chiahau
post Aug 5 2015, 08:10 AM

Fatthau StalKer
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From: Malaysia


QUOTE(lai_dm @ Aug 5 2015, 01:30 AM)
CIMB charge me RM140  Annual Fee and GST RM8.40 for Visa Gold card

can i call CIMB to waive this ?? any chance ?

Thanks
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If you used the card, you can request for a waiver.

If you have not touched the card at all, you can request for a waiver as well.

But in the end, it's up to them completely.
chiahau
post Aug 5 2015, 03:28 PM

Fatthau StalKer
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QUOTE(zamnrul @ Aug 5 2015, 02:49 PM)
my application rejected second times which is last 3 months around april and now second times go to klcc i thought got on the spot and wait 1 hour got message say rejected.then around 2 pm the staff call back and ask me if can submit manually back...and must wait for 3-4 days for cimb platinum cash rebates..
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If 1 hour approval kena reject, can honestly tell you don't bother submitting manually.

I tried last time, same result laugh.gif


chiahau
post Aug 5 2015, 03:38 PM

Fatthau StalKer
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Just got a called from telemarketer regarding my CIMB plat.

Asking me if I want insurance for my credit card.

I clearly remember I ticked no for any promotion from the bank but alas....
chiahau
post Aug 5 2015, 05:57 PM

Fatthau StalKer
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QUOTE(CalvinCLK @ Aug 5 2015, 05:54 PM)
Same here. Just received call few hours ago. The guy is very pushy. Talked non stop.
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Let me guess.

Her name is Farah? laugh.gif
chiahau
post Aug 5 2015, 07:39 PM

Fatthau StalKer
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QUOTE(yyie @ Aug 5 2015, 07:19 PM)
what about online rooms booking, eg. through booking.com, agoda.com, etc?
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Can get.

But you'll be charged with the notorious cross border transaction fee.

So it's around 4.2% cb instead?
chiahau
post Aug 5 2015, 08:42 PM

Fatthau StalKer
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From: Malaysia


QUOTE(CalvinCLK @ Aug 5 2015, 08:25 PM)
lol. that telemarketer is a guy. Talking about what backup plan la. No outstanding also can buy, RM6 per RM100 outstanding. Insurance takes time to claim, this one instantly can offset. But I only have a few hundred ringgit of outstanding for CIMB card at one time...  sweat.gif  sweat.gif
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Yours so expensive.

Mine is 50 cent per every 100 tongue.gif

Must be good to be me.
chiahau
post Aug 5 2015, 11:49 PM

Fatthau StalKer
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QUOTE(nickcct @ Aug 5 2015, 09:30 PM)
I believe what he talking about is credit shield, but I think this one only good for the people always have high amount of outstanding.
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This is only good for people who plan to default tongue.gif

QUOTE(CalvinCLK @ Aug 5 2015, 09:50 PM)
Maybe I have higher risk. lol. Not sure if the rate is as such coz I was busy staring at my pc screen while the guy talking non stop. lol
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I was face palming as she was talking non stop until I have to interrupt her.

QUOTE(lawsh @ Aug 5 2015, 10:29 PM)
so can only use for local sites and standing instructions for bills?
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Err, 0.8% is okay la. Means, you'll get% still ma tongue.gif

I use for GSC purchases and hotel bookings mostly.

So far, no complaints la except the CB now credited next month instead of end month.
chiahau
post Aug 6 2015, 09:28 AM

Fatthau StalKer
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QUOTE(yahiko @ Aug 6 2015, 09:22 AM)
need to ask question on insurance pay.. with cimb cashbate insurance manual pay online got 5%?
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Should be excluded.
chiahau
post Aug 6 2015, 09:42 AM

Fatthau StalKer
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QUOTE(yahiko @ Aug 6 2015, 09:38 AM)
then how much cash rebate? 0.2? or non?
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Should be 0.2% for anything else that's not stated.
chiahau
post Aug 6 2015, 02:23 PM

Fatthau StalKer
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QUOTE(David83 @ Aug 6 2015, 01:53 PM)
Utility payment must be auto debit or auto pay in order to get 2% cash back.
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I think you repeated this statement almost 100 times already laugh.gif

Can we ask the 1st page to update the following details?
chiahau
post Aug 6 2015, 02:47 PM

Fatthau StalKer
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From: Malaysia


QUOTE(victorywp @ Aug 6 2015, 02:44 PM)
since most people in this thread are asking questions mainly on cimb cr plat only, i think i will update more information mainly on this card in the first post.
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Coz this is the only Plat card that most people can get tongue.gif
chiahau
post Aug 7 2015, 11:25 AM

Fatthau StalKer
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Now that gold card no longer exist, should I walk over to CIMB and politely request for a Plat card for free? laugh.gif
chiahau
post Aug 7 2015, 12:26 PM

Fatthau StalKer
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Joined: Aug 2009
From: Malaysia


QUOTE(victorywp @ Aug 7 2015, 12:15 PM)
if you request, you get it with a cost.
if you demand, you get it for free.

laugh.gif
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Okay later I demand from them biggrin.gif

QUOTE(koinibler @ Aug 7 2015, 12:25 PM)
why need to change?
now its mean gold is more valuable than plat.
not everyone can get gold tongue.gif
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Well, no reason actually.

If they give, change lo.


chiahau
post Aug 8 2015, 07:51 AM

Fatthau StalKer
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From: Malaysia


QUOTE(winnie619 @ Aug 8 2015, 01:33 AM)
hey all, the GSC RM10 tickets deal already ended?
Isn't until 31 Dec' 2015?
Hmmm.. Just bought 2 normal price tickets..
expensive lah =(
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Ended ages ago....

Buy online got 5% CB lo.

QUOTE(Lineage @ Aug 8 2015, 02:42 AM)
CIMB change it without notice..I remember very clearly it suppose to until 31 Dec..but it ended 30 June..  rclxub.gif
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CIMB cancelled it.

They did gave a notice, which was shared around here by fellow CIMB users.
chiahau
post Aug 8 2015, 02:40 PM

Fatthau StalKer
********
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Joined: Aug 2009
From: Malaysia


QUOTE(yyie @ Aug 8 2015, 11:58 AM)
i think visa/mastercard charge overseas transaction for 1%
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Yeah but Cimb charges 0.8% for sure.

QUOTE(victorywp @ Aug 8 2015, 01:19 PM)
not all, but cimb cc indeed charge 0.8% cross border fee. including agoda transaction. doh.gif
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But with Plat, i get back 7% so it's 6.2% effective biggrin.gif

QUOTE(Human Nature @ Aug 8 2015, 01:24 PM)
lodge a complain to Bank Negara. Not the first time this is being reported here.
*
Very normal for agents to do that.

To get extra commission, they say.

My gf got 4-5 cards from UOB from 1 application.

laugh.gif

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