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Credit Cards CIMB Bank Credit Cards v3

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wan7075
post Sep 19 2015, 06:23 PM

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QUOTE(screwedpeep @ Sep 18 2015, 08:08 PM)
i checked my reward points in cimbclicks. then only i noticed the bank already registered my account into cimb@work payroll acc on 31st july. no sms no call no nothing. doh.gif  doh.gif

i miss the cashback!  vmad.gif  vmad.gif
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QUOTE(beyond86 @ Sep 18 2015, 10:09 PM)
My account also cimb@work payroll, but not every month got 1000 point rclxub.gif
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may i know under which campaign for getting the 1000points? thanks
wan7075
post Sep 30 2015, 09:25 AM

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QUOTE(victorywp @ Sep 29 2015, 06:32 PM)
if there are more than 10 people would like to know only i share.  biggrin.gif
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i'm the another 10 person
wan7075
post Oct 2 2015, 09:40 AM

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QUOTE(are89 @ Oct 1 2015, 02:10 PM)
Yesterday I paid my CIMB CR CC using M2U IBG/IBFT.. kene charge..  blush.gif
Today until end of DEC 2015.. no charge..  rclxms.gif

CIMB also  rclxms.gif
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no charge for IBFT.
IBG also no charge?
wan7075
post Oct 12 2015, 11:39 AM

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QUOTE(HeHeHunter @ Oct 9 2015, 07:39 PM)
Please be vigilant and check your monthly statement. Out of nowhere I received FINANCE CHARGES despite having 0 outstanding.

[attachmentid=5092746]
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appreciate if you can update us what is the problem and result after you have called the cs.
wan7075
post Oct 12 2015, 07:54 PM

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QUOTE(HeHeHunter @ Oct 12 2015, 01:56 PM)
Received email today:

CODE
Having reviewed your credit card account, we noted that you have made payment before due date. But as payment was not in full, finance charges was imposed accordingly.
However, we will submit your waiver request to our respective department for further action.
We would advise you to remit payment as per statement to avoid unnecessary charges.


So that means that you cannot use your cash back to offset your statement amount.

But, the weird thing is that the finance charges is at RM 18.19 which translates to
RM 1455+- spending with 1.25% per month finance charges
RM 1280+- spending with 1.42% per month finance charges
RM 1212+- spending with 1.5% per month finance charges

none of my balance falls into that.  rclxub.gif

Another thing to note is that my August statement, I paid amount after deducting cash rebate also don't have finance charges.
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thanks for the update.. seem like it is more safe to pay statement amount for cimb.. rclxub.gif


wan7075
post Oct 16 2015, 11:29 AM

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QUOTE(laymank @ Oct 16 2015, 10:25 AM)
I've got called from scam telling me my card was used at some jewelly shop in KLIA2.

And they can even quote my Real Name, IC and Card Number!
When I checked with CIMB CS, none from them.

So, please be careful.
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what they want you to do when they called you?
hope yr sharing can give alert to others
wan7075
post Oct 30 2015, 10:12 AM

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QUOTE(David83 @ Oct 29 2015, 08:06 PM)
This is the T&C:
https://www.cimbbank.com.my/content/dam/cim...h%20(Cash2).pdf

But I don't really get it. Do I need to spend another RM 400 for the following 2 days in order to get qualified?
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sad.. never this this sms..
btw, why u said 2 days only? isn't it the campaign from 1~15 nov?
wan7075
post Oct 30 2015, 10:21 AM

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wow.. got this kind of trap..
btw, edm = email?
wan7075
post Nov 4 2015, 05:42 PM

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QUOTE(David83 @ Nov 4 2015, 05:05 AM)
I got this cash back in CIMB CR MC:

CIMB AUTO PAYMENT CASH BACK | RM 20
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CIMB got this campaign?
wan7075
post Dec 2 2015, 12:03 PM

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there was 70c differences between the cash back posted and what I calculated..

dunno want to complain to CS bo since the amount is small.. it mean that my expenses rm14 is without 5% rebate

This post has been edited by wan7075: Dec 2 2015, 12:50 PM
wan7075
post Dec 2 2015, 01:17 PM

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QUOTE(victorywp @ Dec 2 2015, 01:04 PM)
what transaction was that for the rm14?
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there is no rm14 transaction record so I believe it is a cumulative amount of multiple transactions like rm7, rm5, rm2.
but I don't see any 2% or 0.2% rebate too...

all transaction is online purchase like qoo10, 11street.
wan7075
post Dec 2 2015, 07:44 PM

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QUOTE(laymank @ Dec 2 2015, 02:19 PM)
are we clear on the cash rebate is merely reflecting what was spent in previous cycle of the statement and not the current one? Just to be sure.
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this rebate posted on 29 nov is the rebate from 28 oct till 27 nov.

i have been tracking my rebate using excel since last year september.. it's correct all the while except this month.
and the merchant are same with previous month which I have confirmed with 5% rebate.
wan7075
post Dec 2 2015, 07:51 PM

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QUOTE(cybpsych @ Dec 2 2015, 01:52 PM)
perhaps it's the cross border fee?

do u have any transaction of RM87.50? cuz 0.8% x RM87.50 = RM0.70
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hmm no such transaction. but based on my experience, the cross border fees will direct added to the charge amount right?

i think cimb just ignore some of my transactions... mad.gif


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