QUOTE(HeHeHunter @ Oct 9 2015, 07:39 PM)
Please be vigilant and check your monthly statement. Out of nowhere I received FINANCE CHARGES despite having 0 outstanding.
[attachmentid=5092746]
what did the cs say?[attachmentid=5092746]
Credit Cards CIMB Bank Credit Cards v3
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Oct 9 2015, 07:43 PM
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All Stars
17,497 posts Joined: Feb 2006 From: KL |
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Oct 9 2015, 09:55 PM
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145 posts Joined: Jul 2006 |
QUOTE(HeHeHunter @ Oct 9 2015, 07:39 PM) Please be vigilant and check your monthly statement. Out of nowhere I received FINANCE CHARGES despite having 0 outstanding. i believe this is the part where we have to pay the outstanding according to the statement, and not deducting the cash rebates that was posted a day after statement date.[attachmentid=5092746] |
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Oct 9 2015, 10:17 PM
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17,497 posts Joined: Feb 2006 From: KL |
QUOTE(sundayteenz @ Oct 9 2015, 09:55 PM) i believe this is the part where we have to pay the outstanding according to the statement, and not deducting the cash rebates that was posted a day after statement date. I think that's not true. I've always paid the amount after deducting the rebate and no interest charged. just look at this way, any money that you 'pay' whether by rebate, refund or transfer goes to clearing the statement balance. as long as it's done by the statement due date, u shouldn't be charged any interest.have u confirmed with the cs? |
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Oct 9 2015, 10:28 PM
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72,797 posts Joined: Sep 2005 From: KUL |
QUOTE(alexanderclz @ Oct 9 2015, 10:17 PM) I think that's not true. I've always paid the amount after deducting the rebate and no interest charged. just look at this way, any money that you 'pay' whether by rebate, refund or transfer goes to clearing the statement balance. as long as it's done by the statement due date, u shouldn't be charged any interest. Yeah me too, for my CIMB CR, I have been deducting my cash rebate before payment. So far, no interest yet. have u confirmed with the cs? For other cards, I don't do like this though. |
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Oct 10 2015, 01:12 AM
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12,573 posts Joined: Nov 2008 |
Erm, what sort of documents I need to provide to apply for the Platinum Cash rebate again? Weird, I can't find anything at their website
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Oct 10 2015, 01:13 AM
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72,797 posts Joined: Sep 2005 From: KUL |
QUOTE(-kytz- @ Oct 10 2015, 01:12 AM) Erm, what sort of documents I need to provide to apply for the Platinum Cash rebate again? Weird, I can't find anything at their website As usual the standard documents:NRIC, latest EPF statement or latest 3 months payslip. I always submit both EPF statement and 3 months payslip. |
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Oct 10 2015, 09:12 AM
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6,420 posts Joined: Jun 2005 |
QUOTE(sundayteenz @ Oct 9 2015, 09:55 PM) i believe this is the part where we have to pay the outstanding according to the statement, and not deducting the cash rebates that was posted a day after statement date. Sometime the bank system catch as outstanding balance which u swipe before the payment due.Eg. Balance as at statement date: 1000 Ur dute date is 18 sep, n u pay rm950 on 15 sep after deduct the cash back. But u also swipe 50 within 29 aug -15 sep , ur outstanding balance at the time u pay is 50, so, they might count interest on 50 which u deducted.. it is system can't capture the cash back as payment.. U can lodge complaint n ask them to reverse the finance charge. |
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Oct 10 2015, 01:42 PM
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Junior Member
61 posts Joined: May 2008 From: earth |
QUOTE(akping_1 @ Sep 9 2015, 06:20 PM) i wonder for purchase grocery through Tesco Online is consider as online transaction 5% or grocery 2%, any1 tried b4? QUOTE(Jellymaker @ Sep 9 2015, 09:37 PM) I use CIMB cash rebate credit card to try because if failed, at least I still got 2%. Spend at Tesco online, Pay online -> TESCO MY 75001 PUCHONG (2%)Online shop on 4sep, I choose online payment as option,but they will only charge once the item arrive So item arrive on 6Sep, and my statement date is the very special, on 8th of Sep. The transaction is NOT posted yet. Will report again next month if it is 5% or 2%. Spend at Tesco online, Pay during delivery at doorstep-> TESCO PUCHONG-MPOS PUCHONG (2%) Swipe at Tesco Bukit Puchong counter -> TESCO BANDAR PUCHONG PUCHONG (2%) Tesco online not entitle for 5% |
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Oct 10 2015, 03:27 PM
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117 posts Joined: Nov 2006 |
Tried to link my credit card via cimb clicks but it failed.
Called to customer service and entertained by a CS guy who speaks poor English. He said: Your linking request failed because you need to request for a pin first, and then go to ATM to change your PIN's password. Can anyone explain to me his statement? I don't really know what he is saying and also what is a PIN's password. This post has been edited by lovefoe: Oct 10 2015, 03:28 PM |
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Oct 10 2015, 03:31 PM
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52,874 posts Joined: Jan 2003 |
QUOTE(lovefoe @ Oct 10 2015, 03:27 PM) Tried to link my credit card via cimb clicks but it failed. Similar problem as I faced previously.Called to customer service and entertained by a CS guy who speaks poor English. He said: Your linking request failed because you need to request for a pin first, and then go to ATM to change your PIN's password. Can anyone explain to me his statement? I don't really know what he is saying and also what is a PIN's password. You need to call CS again and ask the forward to the CC department. Then, ask the CC team to generate an ATM PIN for your CC. This ATM PIN will be sent to your mailing address. After, try to link up from there but I failed to do so and I have to call CS again to do the linkage. |
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Oct 10 2015, 03:36 PM
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Junior Member
117 posts Joined: Nov 2006 |
QUOTE(David83 @ Oct 10 2015, 03:31 PM) Similar problem as I faced previously. Thanks for your explanation. It is so complicated. You need to call CS again and ask the forward to the CC department. Then, ask the CC team to generate an ATM PIN for your CC. This ATM PIN will be sent to your mailing address. After, try to link up from there but I failed to do so and I have to call CS again to do the linkage. Regret getting it now. My PBB and MBB cards just appeared in my account even before receiving the card. |
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Oct 10 2015, 03:37 PM
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52,874 posts Joined: Jan 2003 |
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Oct 10 2015, 03:40 PM
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117 posts Joined: Nov 2006 |
QUOTE(David83 @ Oct 10 2015, 03:37 PM) Maybe you have previous cards and/or accounts (CASA or Clicks) with them. I suspected of this problem. I have SA with them. That's why I tried to link it to my cimbclicks account. I am using the option "Link my credit card" inside. If it can't link properly and requires a PIN, why having that functionality at all? |
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Oct 10 2015, 03:43 PM
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All Stars
52,874 posts Joined: Jan 2003 |
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Oct 10 2015, 03:59 PM
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117 posts Joined: Nov 2006 |
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Oct 10 2015, 04:20 PM
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6,483 posts Joined: Apr 2012 |
QUOTE(lovefoe @ Oct 10 2015, 03:40 PM) I have SA with them. That's why I tried to link it to my cimbclicks account. I am using the option "Link my credit card" inside. If it can't link properly and requires a PIN, why having that functionality at all? Your phone number with them is updated ?? Same process like below and I received PIN after click "send to SMS" QUOTE(sj0217 @ Jul 27 2015, 10:42 AM) |
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Oct 10 2015, 04:21 PM
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Senior Member
743 posts Joined: May 2014 |
QUOTE(lovefoe @ Oct 10 2015, 03:40 PM) I have SA with them. That's why I tried to link it to my cimbclicks account. I am using the option "Link my credit card" inside. If it can't link properly and requires a PIN, why having that functionality at all? my card automatically appeared in my clicks account. This was half a year ago by the way. |
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Oct 10 2015, 05:00 PM
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117 posts Joined: Nov 2006 |
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Oct 10 2015, 05:01 PM
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117 posts Joined: Nov 2006 |
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Oct 10 2015, 07:19 PM
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6,483 posts Joined: Apr 2012 |
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