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Credit Cards CIMB Bank Credit Cards v3
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chiahau
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Sep 23 2015, 07:53 AM
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QUOTE(David83 @ Sep 22 2015, 09:53 PM) It depends on the end merchant. 11street + ipay88 ===> 5% online DiGi Connect + ipay88 ===> 0.2% other Max rebate under online category is RM 30 but overall rebate is RM 50. TGV + iPay 88 ==> ? Any information on this one?
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chiahau
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Sep 23 2015, 11:15 AM
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QUOTE(David83 @ Sep 23 2015, 10:46 AM) This one I don't know but GSC Online falls under e-commerce. Should be the same  This month I'll find out.
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chiahau
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Sep 26 2015, 07:33 PM
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QUOTE(MGM @ Sep 26 2015, 07:25 PM) I made two purchases from Groupon few days ago, and both were charged an extra 0.8%. Anyone knows why? Made a similar purchase 2 weeks but without any surcharge. It's called cross border charges. As for why, I'm not super sure but some saying if you're paying from your mobile and your desktop, you might get charged differently
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chiahau
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Sep 27 2015, 01:45 PM
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QUOTE(cfc @ Sep 27 2015, 12:41 PM) Anybody use cimb card for hotel dining that get 50% discount for 2 diners , ie parkroyal, hard rock ? Are we still entited for the discount if just order 1 meal or just order drinks without food ? http://www.cimbbank.com.my/content/cimbcon...ang-resort.htmlDin notice extra tnc except PAX of DINER .... You must be holding either a World or an Infinite to qualify. And if you are holding those card, the terms and condition are pretty straightforward. 2 person - 50% off. And if you order drinks only, alcohols are not eligible for this promo  From my understanding, 1 person order 1 meal = No discount. 1 person order 2 meals = Still considered 1 pax
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chiahau
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Sep 28 2015, 02:15 PM
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QUOTE(lovefoe @ Sep 28 2015, 01:44 PM) Anyone knows what is the best way to apply for cimb cards please? 1) Apply via cimb clicks to get RM 100 cash back or 2) Go to card center to get some free gift? Card center for immediate approval. No need wait, no need headache when the card goes missing via snail mail and etc.
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chiahau
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Sep 30 2015, 11:24 AM
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QUOTE(Sblad3 @ Sep 30 2015, 10:59 AM) want to ask a dumb question... if my statement amount is 200, but after cashback now the statement balance is 190. should i pay 190 or 200? Pay as per statement balance.
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chiahau
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Oct 1 2015, 10:43 AM
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QUOTE(rickyro @ Oct 1 2015, 10:38 AM) How much does CIMB charge for Non 0% Easy Payment Plan? Say when I buy something expensive from a non participating outlet~ I know UOB charges some upfront fee as per the following:- 2% for 6 Months 3% for 12 Months 4% for 18 Months There is no Non easy payment for CIMB CR. You can't call in for installment or to convert your payment to flexi payment.
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chiahau
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Oct 1 2015, 10:51 AM
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QUOTE(rickyro @ Oct 1 2015, 10:48 AM) Icic, looks like my current UOB card will be a keeper, I am actually interested with the CIMB Platinum Cash back card, I seldom see CIMB doing roadshows giving out free gifts  CIMB's advantage is all the promotions due to their networking. Plenty of places have promotion - Hotel dining / Hotel stays and etc. Not bad card to have, actually.
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chiahau
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Oct 1 2015, 11:37 AM
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QUOTE(Axell @ Oct 1 2015, 11:26 AM) Guys, what is this FINANCE CHARGES for RM10.50?  Err, late interest? Did you pay your statement balance every month? If yes, this should not be showing up.
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chiahau
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Oct 1 2015, 01:06 PM
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QUOTE(Axell @ Oct 1 2015, 12:58 PM) Last month I paid half only hehe. I thought that pay over than minimum payment won't kena interest.  Don't try to be smart with CC-es. Once you start paying minimum, it's time for you to freeze the card until you can control yourself. 18% interest ain't a joke.
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chiahau
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Oct 5 2015, 08:46 AM
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QUOTE(93126668 @ Oct 5 2015, 08:44 AM) How to apply? Any agent here? PM me please Go to branch and wait 1 hour. Better than you wait for agents....
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chiahau
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Oct 5 2015, 08:58 AM
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QUOTE(victorywp @ Oct 5 2015, 08:51 AM) at first i thought your second line going to say... Go to branch and wait 1 hour. Better than you wait for ages.... My Lady boss applied online via CIMB Clicks for fun. Less than 5 days get liao  Can't say wait for ages also
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chiahau
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Oct 7 2015, 04:39 PM
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QUOTE(ming86 @ Oct 7 2015, 02:47 PM) Did anyone upgrade their card from CIMB cash rebate Gold MasterCard to Platinium? since the annual income requirement is reduced. I did. Took me 1 day only  I applied under gold coz EPF was not updated last time.
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chiahau
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Oct 7 2015, 06:02 PM
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QUOTE(ming86 @ Oct 7 2015, 05:24 PM) How to do that? Just give them a call and get a new card?  I went to card center and request for an upgrade. Refuse to accept any excuse about waiting ( since new issuance is 1 hour, so re-issuance should not take that long as well ). After 1 hour, they did produce the card to me  But CL was not revised until recently. Not that it matters la.
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chiahau
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Oct 7 2015, 06:02 PM
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QUOTE(ming86 @ Oct 7 2015, 05:24 PM) How to do that? Just give them a call and get a new card?  I went to card center and request for an upgrade. Refuse to accept any excuse about waiting ( since new issuance is 1 hour, so re-issuance should not take that long as well ). After 1 hour, they did produce the card to me  But CL was not revised until recently. Not that it matters la.
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chiahau
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Oct 9 2015, 08:04 AM
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QUOTE(nestahng @ Oct 9 2015, 06:38 AM) Hi all, For the new Enrich World Elite Mastercard, if one are to cancel the card after 11th month, does he still get charged with annual fees if he doesn't spend to the required amount for annual fee waiver? You probably won't. But if you next time want to apply back for the card, you might face obstacle
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chiahau
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Oct 9 2015, 09:27 AM
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QUOTE(crazybug2010 @ Oct 9 2015, 08:29 AM) Anybody tried swiping their cash rebate card when purchasing stuff at Amway online? Managed to get 5% rebate? Should be under online. Try it out on small amount and report back?
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chiahau
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Oct 22 2015, 07:40 AM
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Just to clarify, the 1 hour approval only work on weekdays + you need to print your EPF before 4 pm on the day itself to get the approval.
Weekends, they ain't working. Just like RHB.
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chiahau
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Oct 22 2015, 08:29 AM
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QUOTE(laymank @ Oct 22 2015, 08:11 AM) not entirely true, I got my RHB card within 20 minutes from Paradigm Mall on Sunday. I did ask them before over their FB. They mentioned it's not available during weekends. No idea if there's a policy change. Same goes with CIMB. I went during the weekends, they told me monday come back for 1h approval.
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chiahau
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Oct 22 2015, 08:51 AM
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QUOTE(janson_kaniaz @ Oct 22 2015, 08:47 AM) You mean print at the cc centre right? Yes. It's hidden right behind the CC counter. Just walk in and say you want to print your EPF for CC. They'll know what to do. And oh, the staff there are a little snobbish.
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