No ocbc is stupid bank (their eSmartSavers only give 3.05% if you deposit every month rm1k and don't withdraw - like that better put Ambank Islamic efd at 3.15% or maybank eGIA-i at 4% with flexibility to withdraw.
I am thinking RHB bonus savers but need to topup rm500/month with yearly fees of rm8.48 which will reduce the effective rates.
Other alternative m2savers but only 2.25% and need Rm2k.
Need to research some more.
Edit:
So far:
OCBC 360 2.9%
MBSB Cash Rich 2.68%
RHB bonus savers account 2.65%
BSN SEDAR/CHESS 2.5%
OCBC 360 seems not bad. Quite easy to achieve but downside is paying bills via OCBC as one can get 10% by using HLB wise to pay bills.
Anyone got any recommendation?
Just close it. No point keeping. Why should one not close the account?
thanks for sharing, i also will re-think about ambank true acc whether stay or leave