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 True by AmBank

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sunnie11
post Jul 6 2015, 02:51 PM

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Hi all~my husband went and applied for TRUE debit card yesterday, well they exactly gave 2 account number one was SA another one was CA . But I would like to ask what if make transfer 5k into saving account,how much in interest paid will i get in the last day of the month? counter as daily basis right? so somebody can show me how to calculate the interest paid? thanks alot
sunnie11
post Jul 8 2015, 12:06 PM

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QUOTE(cklimm @ Jul 6 2015, 04:19 PM)
you will get around 11-12 ringgit, worth a cup of frappe
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thanks for replied i got it smile.gif
sunnie11
post Apr 8 2016, 12:50 PM

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guys,did you all heard that ambank true saver account the flat rate 2.8%pa will be revised as 1.8%pa ? Effective from 1 May 2016

But for customers who open their true saver acc before 1 May 2016 still remain unchanged till 31 May 2016.

All other features shall remain unchaged in true saver acc.

This post has been edited by sunnie11: Apr 8 2016, 12:51 PM
sunnie11
post Apr 8 2016, 01:02 PM

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QUOTE(Ramjade @ Apr 8 2016, 12:57 PM)
Confirm? Did you call customer service to confirm? If yes, then going to close. Not worth keeping anymore.
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http://www.truebyambank.com/whatshot/Docum...ateRevision.pdf

cry.gif this is the announcement,kindly read more

This post has been edited by sunnie11: Apr 8 2016, 01:03 PM
sunnie11
post Apr 8 2016, 02:09 PM

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QUOTE(Ramjade @ Apr 8 2016, 01:35 PM)
No ocbc is stupid bank (their eSmartSavers only give 3.05% if you deposit every month rm1k and don't withdraw - like that better put Ambank Islamic efd at 3.15% or maybank eGIA-i at 4% with flexibility to withdraw.

I am thinking RHB bonus savers but need to topup rm500/month with yearly fees of rm8.48 which will reduce the effective rates.

Other alternative m2savers but only 2.25% and need Rm2k.

Need to research some more.

Edit:
So far:
OCBC 360 2.9%
MBSB Cash Rich 2.68%
RHB bonus savers account 2.65%
BSN SEDAR/CHESS 2.5%

OCBC 360 seems not bad. Quite easy to achieve but downside is paying bills via OCBC as one can get 10% by using HLB wise to pay bills.

Anyone got any recommendation?
Just close it. No point keeping. Why should one not close the account?
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thanks for sharing, i also will re-think about ambank true acc whether stay or leave
sunnie11
post Apr 9 2016, 12:12 PM

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guys,can someone explain to me about the GIA-i which is 4.0%pa and what is the meaning of profit sharing ration 70:30,is it we 2.8% and bank 1.2%?

 

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