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Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month

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munkeyflo
post Sep 7 2015, 04:58 PM

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19/8 Applied for HLB Wise Gold Card via one of the sales agent given by fellow member here
2/9 Resend my application form because I missed out a "-" in my name dry.gif
5/9 Receive SMS saying my application has been approve and will be sent for delivery immediately

*waiting patiently for the card*
munkeyflo
post Sep 17 2015, 11:26 PM

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QUOTE(munkeyflo @ Sep 7 2015, 04:58 PM)
19/8 Applied for HLB Wise Gold Card via one of the sales agent given by fellow member here
2/9 Resend my application form because I missed out a "-" in my name dry.gif
5/9 Receive SMS saying my application has been approve and will be sent for delivery immediately

*waiting patiently for the card*
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8/9 Receive SMS saying that card will be sent out on 21st Sept due to overwhelming response.
17/9 Receive my card in the mail and just activated it. rclxm9.gif
munkeyflo
post Sep 18 2015, 11:20 AM

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QUOTE(fruitie @ Sep 17 2015, 11:33 PM)
I submitted last Friday and approved on Monday, card linked to my HLB Connect on Tuesday and now waiting for my card.
Should be here anytime, if I didn't receive it by next Thursday, my agent asks me to inform her.

Best service ever. thumbup.gif
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Awesome service thumbup.gif unlike UOB lol

Now I need to cancel auto payment for my TNB accounts then can start rm50 rm50 rm50 edi laugh.gif
munkeyflo
post Sep 18 2015, 02:04 PM

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I don't have a HLB online account yet. Does anyone know if I can pay Indah Water (IWK) bills online with Wise card? I'm sure pay with CASA will be no problem.

Or is the only way to pay IWK with Wise card is by going to their office?
munkeyflo
post Sep 18 2015, 02:11 PM

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QUOTE(ronnie @ Sep 18 2015, 02:06 PM)
POSOnline.com.my can pay IWK using CC
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QUOTE(janson_kaniaz @ Sep 18 2015, 02:07 PM)
Just to add, some charges apply.
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Noted. Will check it out if it's worth to pay the charges. Thanks! biggrin.gif
munkeyflo
post Sep 18 2015, 02:20 PM

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QUOTE(cybpsych @ Sep 18 2015, 02:11 PM)
even if u use posonline to pay iwk using Wise, dont think you get any rebate from the card since only TNB and SYABAS bill payment is tagged.

with gst, effective fee is 2.12%.
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I was told by the CS when I applied the card that IWK is under utility when paying with Wise.
If paying via Posonline does not qualify for the rebate, then I guess the only way is to pay at IWK offices.

Unless the CS gave me wrong info about IWK being under utility.

Edit: Just checked with CS, confirm IWK is not eligible for rebate under utility.

This post has been edited by munkeyflo: Sep 18 2015, 03:00 PM
munkeyflo
post Sep 18 2015, 05:54 PM

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QUOTE(chrischiang @ Sep 18 2015, 04:53 PM)
i just collected my wise card.. according to the officer.. i need to wait for a sms for temp pin.. and change pin before my card is activated... is this correct?
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Activate the card first, then you'll receive the temp pin (SMS). Almost immediately in my case.
Go to an ATM to change the temp pin before you can use it to register a HLB online account.

The card can already be used after you activate it.

This post has been edited by munkeyflo: Sep 18 2015, 05:54 PM
munkeyflo
post Sep 19 2015, 11:23 AM

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QUOTE(kit2 @ Sep 18 2015, 10:02 PM)
so the purpose of the pin is to allow you to register for online banking? this may explain why i never get any pin from hlb since i already have online banking right from the start.
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The pin also allows you to take out money from atm in advance I think.

And as below:

QUOTE(laymank @ Sep 19 2015, 11:10 AM)
received my card in a snail mail at home. the instruction was to send to office or collect from branch. anyway, the card has arrived before 21Sep. Yay!

Along with the card, is an important notice about PIN.

"We would like to inform you that all credit card issuing banks and merchant point-of-sales (POS) are in the midst of switching from signature verification to PIN verification. This applies to all credit card transaction made at point of sale terminals. A personal identification number (PIN) is a 6-digit code unique to you that proves you are the rightful owner of the payment card. PIN verification for every credit card transaction safeguards your payment cards more effectively.

During this transition period, some retailers may already have adopted the use of PIN verification while others may still accept signature verification. However kindly note that the implementation of PIN verification will be fully enforced effective 1 January 2017. For more information please log on to www.hlb.com.my/pinandpay"

I called up the CS and asked about this, was told that all existing card holders will slowly receive a replacement card for all credit cards they currently owned. The new card will carry the PIN feature as per instructed by BNM. He further quoted Turkey as one country that has fully switched to PIN credit card. So our old credit card may not be able to use there.
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Many oversea country uses PIN system. I also receive this notice together with my new UOB card I received earlier this week. But didn't notice it with the wise card. Yes it's instructions from BNM as stated on the UOB notice also.

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