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Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month
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LostAndFound
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Jul 14 2015, 02:00 PM
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QUOTE(cempedaklife @ Jul 14 2015, 12:23 PM) It will be calculated multiple time. However, we tend to pay once each day. We don't want the bank to figure out we 'abuse' the terms and condition, and revise it, do we? I just pay all one shot though =p Not too hard to pay once each day from UOB payonline as you can just select which day you want payment to be made, can stagger that way. I don't bother though.
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LostAndFound
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Jul 27 2015, 05:03 PM
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QUOTE(andyfriends @ Jul 27 2015, 04:59 PM) what is i pay utilities like TNB online? does that consider as online payment or utilities? If paid through UOB's payonline is confirmed utilities, a lot of us do that.
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LostAndFound
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Aug 6 2015, 02:29 AM
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QUOTE(propusers @ Aug 5 2015, 10:01 AM) Here you are https://payonline.uob.com.my/payonline/Login.doI am using this website to pay Syabas and TNB with my Hong Leong WISE. Wah you got Syabas bill to pay even though Selangor give free water? QUOTE(cybpsych @ Aug 5 2015, 12:03 PM) havent tried "stacking" multiple payments for same merchant. you can do that meh? to be safe, pay separately. *update: just checked uobpayonline, can "stack" payment  but not sure treated as multiple transactions or lump as one.  Stack payment confirm treated as multiple transaction, been doing that all this while.
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LostAndFound
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Aug 6 2015, 09:28 AM
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QUOTE(MGM @ Aug 6 2015, 07:48 AM) Why should it be a risk? It's not like there's a human monitoring your card and saying "eh ,this is cheating". Its all automated.
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LostAndFound
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Aug 6 2015, 12:24 PM
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QUOTE(sleepwalker @ Aug 6 2015, 09:36 AM) Free water is not unlimited. If you have a big house hold, you will still have to pay for water as you would utilise all the free water. I suppose for big household (3 generations) then probably so. I've only ever once had more than RM0 to pay myself... QUOTE(cybpsych @ Aug 6 2015, 10:22 AM) just wondering, if stack 2 transactions, do you get 2 TACs? Yes. I stack all 10 transactions at the same time and then just spend about 5 minutes typing in all the TACs (more because the website loads slow, honestly)
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LostAndFound
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Aug 6 2015, 02:20 PM
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QUOTE(MGM @ Aug 6 2015, 01:20 PM) According to LostAndFound, no risk and nothing to worry, it is automated.  Haha I said no problem on HLB side for the contest. In terms of whether gonna get fraud... no idea
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LostAndFound
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Aug 10 2015, 02:03 PM
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QUOTE(kelvinlzy @ Aug 10 2015, 01:57 PM) Yeah me too. The idea of spending more to earn max rebate defeats my purpose of using CC in the first place. I know you can buy grocery vouchers and others, but I have way too many vouchers in my drawer right now  Supersound's tactic is to buy milo and then sell to kedai runcit at listed price. You can try if you want.
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LostAndFound
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Aug 25 2015, 10:33 AM
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QUOTE(Duckies @ Aug 25 2015, 10:20 AM) Well I don't mind having it since it dont have annual fee or anything. I checked the website before. It looks like normal credit card to me but the agent said it's not debit or credit card. Confused me there  If it's free then can keep, but sometimes when having promo or something they may limit to 'only for new to bank applicants'. So if card is really no usage may want to cancel for that reason. I got 'caught' on that when applying MACH and then after that could not get promo for Wise.
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LostAndFound
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Sep 15 2015, 03:33 PM
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QUOTE(victorywp @ Sep 15 2015, 10:12 AM) i think hlb wise and hlb mach should be sharing same cl. i have both too. Sure? I have not tried, but I believe different branch (Mach) means won't be sharing that way. Not that it really matters of course.
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LostAndFound
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Sep 29 2015, 02:56 PM
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QUOTE(cybpsych @ Sep 29 2015, 02:51 PM) yes. that's why timed your payment/swipes lor cuz almost all HLB postings is posted +1 day. if you are targeting to utilize Sep cashback, today is your LAST day to perform the transaction(s), assuming posting is +1 day. if you are targeting to utilize Oct cashback, then do it tomorrow so that it get posted in Oct. I believe last time there was a member saying HLB posting will be purposely slower if your cashback have not yet fully utilize so as to cheat you of your money  wonder where is he now.
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