The final week I spent 3x but didnt get any cash back for my dining on Sunday (under Dining category as I get 10% CB). Weird.... Can complain ah?
Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month
Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month
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Jun 3 2015, 06:06 PM
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#1
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Senior Member
1,563 posts Joined: Jan 2003 From: peejay |
The final week I spent 3x but didnt get any cash back for my dining on Sunday (under Dining category as I get 10% CB). Weird.... Can complain ah?
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Jun 19 2015, 12:39 PM
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#2
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1,563 posts Joined: Jan 2003 From: peejay |
Noticed that the transaction I swiped in Jaya Grocer Mutiara Tropicana for TnG reload has no "Groceries" tag, is it because I didnt select Groceries as one of the rebate category? Anyone seen that before?
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Jun 22 2015, 09:26 AM
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#3
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1,563 posts Joined: Jan 2003 From: peejay |
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Jun 24 2015, 03:53 PM
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#4
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1,563 posts Joined: Jan 2003 From: peejay |
QUOTE(sms2u @ Jun 24 2015, 01:58 PM) There are 323 card holder win in 2 weeks. You guys are fantastic! 711+857-323=1245 It is only different in 1 customer. My earlier statistic did not show how many card holder win 2 both weeks. Please read and understand properly before comment. My earlier statistic did not show how many card holder win 2 both weeks. Please read and understand properly before comment. Won RM60+. Yay! |
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Jun 24 2015, 04:25 PM
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#5
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1,563 posts Joined: Jan 2003 From: peejay |
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Jul 29 2015, 03:02 PM
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#6
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1,563 posts Joined: Jan 2003 From: peejay |
Anyone tried changing the category of cashback before? How long do they take to do it (until the SMS notification was sent)? Think of changing it but not sure 2 days is enough or not (to be effective in August)..
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Jul 29 2015, 04:45 PM
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#7
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1,563 posts Joined: Jan 2003 From: peejay |
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Jul 30 2015, 09:43 AM
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#8
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1,563 posts Joined: Jan 2003 From: peejay |
As per CS information, change of category for cashback will be effective next month if it's performed before 25th of the month, i.e. 25 July will be effective starting Aug, 30 July will only be effective starting Sept.
** Just saw it in T&C, completely forgotten about this term. This post has been edited by CalvinCLK: Jul 30 2015, 09:46 AM |
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Jul 30 2015, 02:09 PM
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#9
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1,563 posts Joined: Jan 2003 From: peejay |
QUOTE(bananalow @ Jul 29 2015, 08:12 PM) FYI, u need to call before 25th of each month in order for the category to be effective next month. Didnt see your msg earlier. Thanks for the info.eg, change cashback category on 24th July, effective date would be August 1 change cashback category on 29th July, effective date would be Sept 1. Cashback based on posting date. But I dunno the condition whereby after 27th of the month would considered as next month cashback. Any T&C state that? I pump my petrol last month on 29th and posting date on 30th. I got my cashback on following month as well. |
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Aug 1 2015, 01:23 PM
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#10
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1,563 posts Joined: Jan 2003 From: peejay |
QUOTE(mamamia @ Aug 1 2015, 11:25 AM) It goes by MCC code instead of merchant-specific. For groceries, MCC 5411.Not sure about pharmacies though, someone may try at private pharmacies and see. This post has been edited by CalvinCLK: Aug 1 2015, 01:26 PM |
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Aug 1 2015, 07:19 PM
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#11
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1,563 posts Joined: Jan 2003 From: peejay |
QUOTE(lucas114 @ Aug 1 2015, 07:14 PM) The 10 times could be of any categories. But the rebate is given only for the 2 chosen and bonus - Mobile categories. Does it count as 7x transactions? Usually I do it once every 2-3 days, RM50 at one time. Using MaxisPay so not too much of hassle compared to kiosk payment.Sharing my experience, I paid Maxis (at kiosk) RM50 for the most 6 times in 1 day. For the 7th time, the transaction was declined. |
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Aug 1 2015, 07:35 PM
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#12
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1,563 posts Joined: Jan 2003 From: peejay |
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Aug 1 2015, 11:16 PM
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#13
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1,563 posts Joined: Jan 2003 From: peejay |
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Aug 7 2015, 09:26 AM
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#14
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1,563 posts Joined: Jan 2003 From: peejay |
I just received my statement and found that Sushi Zanmai was not tagged as Dining under the Category column (I selected Petrol & Dining as my category, but requested to change it end July to Petrol & Grocery and effective Sept - from the SMS I received). Called the CS but they say it's still under Dining. But it's weird that it didnt show up as Dining (MCC 5814). The CS representative told me that sometimes the system may not capture.
Screenshot of statement Anyone encounter before? This post has been edited by CalvinCLK: Aug 7 2015, 09:29 AM |
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Aug 7 2015, 01:57 PM
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#15
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1,563 posts Joined: Jan 2003 From: peejay |
QUOTE(supersound @ Aug 7 2015, 12:02 PM) It is quite simple basically, all the categories mentioned are not 100% give you cash back What do you mean? I've heard about your story related to groceries. You need to learn how to play their game This is the first time I encounter this. My previous transaction at the same merchant are captured as Dining. QUOTE(kelvinlzy @ Aug 7 2015, 12:10 PM) What is the exact date you requested to change category? Has it shown on your statement / unbilled transaction yet? IIRC, any request made before 27th will take effect on 1st next month while after 27th will take effect on 1st next 2 month. I called CS on 29th July. It's updated in my statement. Screenshot:I changed from Dining to Groceries. Technically this month should still be Petrol and Dining. QUOTE(MilesAndMore @ Aug 7 2015, 01:37 PM) I've used my HLB WISE VISA at Sushi Zanmai about 6 times in the last two months. All transactions were captured as "Dining" Thanks for the info. I've checked with the CS and she confirmed my transaction is under MCC5814 for Dining. Just weird that it didnt capture as Dining in my statement. Perhaps I should wait till 28 Sept to see if it's credited into my account.This post has been edited by CalvinCLK: Aug 7 2015, 01:58 PM |
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Aug 7 2015, 02:12 PM
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#16
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1,563 posts Joined: Jan 2003 From: peejay |
QUOTE(supersound @ Aug 7 2015, 02:05 PM) Same merchant, but does that means they are using the same terminal I see. I thought Dining merchant should be quite specific. Will see how things go.Even groceries I encounter rm0 cash back before in thestore(as they have multiple category terminal and swap every now and then) So now I only swipe this card on Giant, tesco, AeonBig, 99speedmart, Rapid which they don't have different MCC. And I not even bring up back the last few days transactions When I called to check, the MCC she told me it's under Dining. Wonder if the MCC mentioned refers to my transaction or merchant name. Thanks for your info. |
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Aug 7 2015, 02:14 PM
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#17
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1,563 posts Joined: Jan 2003 From: peejay |
QUOTE(cybpsych @ Aug 7 2015, 02:11 PM) very likely discrepancy between what system is actually behaving (i.e. immediate category change on the tagging) vs what it suppose to take effect (on Sep). Ya. That's what I thought too initially. I swiped in Jaya Grocer last weekend and it's not tagged as Grocery either. So a bit puzzled. Maybe it's like what supersound mentioned about terminal swiped. I just swiped another dining transaction yesterday. Shall see how and follow up with the CS.u can test this theory: try swipe small amount for Grocery. see if it's tagged as Grocery in your August/September statement. nevertheless, dispute this with CS and followup closely. since your category change maintenance fee already stated "EFF Sep15", then it's very clear in b&w. Thanks bro. |
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Aug 7 2015, 02:24 PM
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#18
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1,563 posts Joined: Jan 2003 From: peejay |
QUOTE(supersound @ Aug 7 2015, 02:15 PM) Trust me, HLB are trying their best on not honoring their statement. Yes, definitely they will follow strictly on their T&C. It's their P&L at the end of the day. Just have to wait till 28 Sept. Long wait... As long as it does not come out cash back on your statement, it is very hard for you to claim back. Still have to try. Like last year in Qatar, the groceries I swipe also never get any cash back. Call them and they can't tell me what MCC being use In my case, the CS able to tell me that the MCC is 5814, and confirmed it's under Dining. But she couldnt explain why it's not tagged as Dining in my statement. 5814 is actually Fast Food Restaurant. Didnt know they are under Fast Food category. QUOTE(cybpsych @ Aug 7 2015, 02:16 PM) Yeap. Will update you guys on that. Hopefully it's just technical glitch. |
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Aug 7 2015, 02:32 PM
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#19
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1,563 posts Joined: Jan 2003 From: peejay |
QUOTE(supersound @ Aug 7 2015, 02:28 PM) So the question is, does 5814 under dining? If not, sure you won't get Yes it is.Telling you means nothing, need them to provide you what MCC used for that transaction. Quoted from their website QUOTE Dining All dining outlets (MCC 5811, 5812, 5814) Now I can only wait and see if the cashback comes in next month. |
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Aug 7 2015, 03:38 PM
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#20
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1,563 posts Joined: Jan 2003 From: peejay |
QUOTE(xjeez @ Aug 7 2015, 02:51 PM) What happened is the moment you request for a change and SMS confirmed, any dropped categories will immediately cease. What?! The CS didnt tell me at all! Cis!! In this case your categories are July (until SMS) - Petrol + Dining Aug - Petrol only (since it wasn't dropped in your change request) Sep - Petrol + Grocery I called to change my categories and the CS warned me of the above and advised me to call in August before 24th instead to enjoy my current categories. Thanks for informing. Gonna call n shoot dy. Edit: QUOTE New enrolment for WISE Card will be effective on the 1st of the following calendar month Not sure if my understanding is correct. "the initial enrolment will be deactivated when new enrolment takes place." Does that mean the initial enrolment will only be dropped when the new one comes effective?(“Effective Date”) subject to the maintenance request made on or before 25th of the calendar month; and the initial enrolment will automatically be deactivated simultaneously when the new enrolment takes place. Anyone can share their view please? I think I will just stop using Wise for Dining this month. This post has been edited by CalvinCLK: Aug 7 2015, 03:58 PM |
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